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Sub Prime Credit Thread Part II

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Comments

  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    i know the credit scores are erelavent but if i put no more searches in the section where you play with details to estimate score,it comes out at 999 from 627.
    ill pay for one more when my e/roll goes on and see what it is then.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    duggie1982 wrote: »
    Well i got my Lloyds TSB classic current account today to my surprise as rbs wont upgrade my cashline card. It least i now have a proper debit card and i have 4 defaults and ccj on my credit file.

    nationwide were the same with me.2 .5 years with them all green zeros.all credit files clean.they say i have adverse and to check with experian?
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    victor-meldrew wrote: »
    nationwide were the same with me.2 .5 years with them all green zeros.all credit files clean.they say i have adverse and to check with experian?
    Nationwide are very very picky.... I had an account with them a few years ago and closed it because I wasn't happy with them
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Cif I honestly don't know how you got a CC with a £1900 limit but cannot get a catalouge it makes no sence
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Cif I honestly don't know how you got a CC with a £1900 limit but cannot get a catalouge it makes no sence
    I think it is all to do with where they search. My unsatisfied default is on Equifax and my Experian is clean apart from all the searches.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Recieved today from tesco. As far as I am concered they can stick the card

    tescorequest.jpg
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    After the way the have treated me they can stuff it
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Recieved today from tesco. As far as I am concered they can stick the card

    tescorequest.jpg

    That was the letter I received after I sent in my initial appeal letter. I sent what they requested and then all the fun and games began.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    That was the letter I received after I sent in my initial appeal letter. I sent what they requested and then all the fun and games began.
    Do you still even want the card?I cannot be bothered with the hassle
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    No I don't want the card any more. They don't seem to know what they are doing.
This discussion has been closed.
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