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Sub Prime Credit Thread Part II

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Comments

  • Chocolate_Button_2
    Chocolate_Button_2 Posts: 77 Forumite
    hi

    i sent off my appeal to BOI 3 weeks ago - feels like I have been waiting forever for a reply! Should I call them?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chocolate_Button wrote: »
    hi

    i sent off my appeal to BOI 3 weeks ago - feels like I have been waiting forever for a reply! Should I call them?

    I would. They do take there time by all accounts.


    Giving them a 'g-up' wouldn't hurt though.
  • Chocolate_Button_2
    Chocolate_Button_2 Posts: 77 Forumite
    thanks sutton - I might call them tomorrow. Also appealed Citi and Ulster but that was just last week. Don't think I will get any of them but its worth a try....
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Chocolate_Button wrote: »
    thanks sutton - I might call them tomorrow. Also appealed Citi and Ulster but that was just last week. Don't think I will get any of them but its worth a try....

    Ask Cif or Mr P about Ulster as they both appealed successfully!

    Good Luck and let's us know!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Chocolate_Button wrote: »
    hi

    i sent off my appeal to BOI 3 weeks ago - feels like I have been waiting forever for a reply! Should I call them?
    What is there address? I need to appeal mine LOL :)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    BTW Good evening everyone
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Chocolate_Button_2
    Chocolate_Button_2 Posts: 77 Forumite
    Innocent_Guy wrote: »
    What is there address? I need to appeal mine LOL :)

    i'm not sure - i think a copy of my appeal letter is on my computer at work so will check tomorrow and post the address if i can find it. otherwise do you not still have the letter the sent to reject you? address will be on there.. although i am sure you've already thought of that!!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Chocolate_Button wrote: »
    i'm not sure - i think a copy of my appeal letter is on my computer at work so will check tomorrow and post the address if i can find it. otherwise do you not still have the letter the sent to reject you? address will be on there.. although i am sure you've already thought of that!!
    It wasn't on there LOL! Address would be appreciated although I am sure NID will have it somewhere. Do you have any naughties on your file? What lines of credit do you already have?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Chocolate_Button_2
    Chocolate_Button_2 Posts: 77 Forumite
    Innocent_Guy wrote: »
    It wasn't on there LOL! Address would be appreciated although I am sure NID will have it somewhere. Do you have any naughties on your file? What lines of credit do you already have?

    I have 3 satisfied defaults due to come off in a few months.

    re: credit i have Halifax mortgage, HSBC PLus account, HSBC Loan, vanquis, cap1, aqua, littlwoods, lw extra, empire and next. Most of these have been approved over the last few months with quite good limits. no missed payments on anything since 2003.
  • Chocolate_Button_2
    Chocolate_Button_2 Posts: 77 Forumite
    p.s i have tonnes of searches tho!
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