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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    You asked where I was and now I've told you. LOL

    I see NID was ripping it out of you before! ;)

    Thanks for the continued support sutton :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You alright tho mate?

    Yea, I'm okay. A little tired. I'm also pi*sed of with Abbey.

    How are you?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks for the continued support sutton :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    I don't take the mick out of you. ;)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Yea, I'm okay. A little tired. I'm also pi*sed of with Abbey.

    How are you?

    I'm ok thanks.

    I don't even bother with Abbey as there incompetence and lack of training sickens me
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I'm ok thanks.

    I don't even bother with Abbey as there incompetence and lack of training sickens me

    What are they saying now then? NID thinks that abbey basic account isn't BS
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm ok thanks.

    I don't even bother with Abbey as there incompetence and lack of training sickens me

    I know. They are unbelievable on times. This is in the branch as well not a call centre.

    I couldn't speak to the girl I know in there as she was busy, I spoke to another one and this girl was useless. The pure incompetence of her was ridicules.

    You have to leave 3 clear months between applications. That's a complete lie.

    I applied 3 times a month for my Electron card when I still had my cash card. I never left that 3 months more like 3 days before I finally got one.

    That particular incident today really annoyed me!! :mad:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What are they saying now then? NID thinks that abbey basic account isn't BS

    What's BS? :confused:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    What's BS? :confused:

    Behavior Scored
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I know. They are unbelievable on times. This is in the branch as well not a call centre.

    I couldn't speak to the girl I know in there as she was busy, I spoke to another one and this girl was useless. The pure incompetence of her was ridicules.

    You have to leave 3 clear months between applications. That's a complete lie.

    I applied 3 times a month for my Electron card when I still had my cash card. I never left that 3 months more like 3 days before I finally got one.

    That particular incident today really annoyed me!! :mad:

    Speak to your normal person, I feel that it is always better to deal with one person as you build a repour and also they know what they have promised you
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Behavior Scored

    Well he is wrong as it is done on a behaviour score. No credit check has been done on me. I've checked accounts 3 times.

    Basic - Instant Plus - Full bank account.
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