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Sub Prime Credit Thread Part II

17367377397417421003

Comments

  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Bank of Ireland

    Mastercard Gold Credit Card
    Thank you for applying for your Mastercard Gold Credit Card

    In the next few days you will receive a printed copy of your Credit Card agreement pack in the post. This will contain instructions on what to do next.
    Return to Mastercard Gold Credit Card homepage


    © Bank of Ireland 2009

    Web design and web development by Tibus



    well this is what I got - is this standard?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Here is letter I sent to N Hunter:

    [/FONT]
    Add that to the SAR thread if you wouldn't mind
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    ..........SAR..............

    Mate you should relate to the SAR letter, ebing that they never sent the details that they should of with the SAR request.

    For info:

    If there are any terms used that would only mean something to somebody who worked in that industry, then they haven't complied with your Subject Access Request in full, they need to provide also a glossary of what any terms mean.

    You are effectively asking for this information but there is a specific right to it under the Data Protection Act. Have a look at Section 7(1)d here

    Data Protection Act 1998 (c. 29)

    At least in theory, you have the rights to see the manuals and computer code used when N Hunter makes an automated decision/ recommendation about you.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Bank of Ireland

    Mastercard Gold Credit Card
    Thank you for applying for your Mastercard Gold Credit Card

    In the next few days you will receive a printed copy of your Credit Card agreement pack in the post. This will contain instructions on what to do next.
    Return to Mastercard Gold Credit Card homepage


    © Bank of Ireland 2009

    Web design and web development by Tibus



    well this is what I got - is this standard?
    Yes unfortunatly, it gives the impression you have been accepted but is standard responce
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mate you should relate to the SAR letter, ebing that they never sent the details that they should of with the SAR request.

    For info:

    If there are any terms used that would only mean something to somebody who worked in that industry, then they haven't complied with your Subject Access Request in full, they need to provide also a glossary of what any terms mean.

    You are effectively asking for this information but there is a specific right to it under the Data Protection Act. Have a look at Section 7(1)d here

    Data Protection Act 1998 (c. 29)

    At least in theory, you have the rights to see the manuals and computer code used when N Hunter makes an automated decision/ recommendation about you.
    ooooooooooooooooooooooooooo........... You seem to have done your reading
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Add that to the SAR thread if you wouldn't mind

    can you send me link mate - got too many windows open and getting confused LOL
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Londonuk read back through the last 25 posts about there decsions
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    ooooooooooooooooooooooooooo........... You seem to have done your reading

    Mate what they sent us was a joke! may as well have been in chinese for what I understood of it! :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mate what they sent us was a joke! may as well have been in chinese for what I understood of it! :confused:
    It did mean absolutly diddley squat.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Experian contacted me and said they are still processing my SAR...
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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