We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

Options
1…6263656768…1003

Comments

  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    no still quiet

    I need to work out how to go about getting rid for 2 cars that are on HPI as no longer needed
  • allthingsconsidered2009
    allthingsconsidered2009 Posts: 343 Forumite
    Jaybee24uk wrote: »
    Did you get a decline message online, or did you have to wait for a letter in the post?

    I got a decline letter some 7 days or so after the application. At that exact time I successfully opened a Next Directory and Littlewoods catalogue account with good limits on both. I've shopped Freemans in the past and find the way it is run more 'ghetto' than Littlewoods and Next Directory.
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    Fairmorn, are the cars on a PCP if so as long as you have paid half the amount owed yo can voluntarily terminate the agreement and it doesn't affect your credit file.
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    PCP whats that?
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    Personal Contract Plan but if its HP check your T&C's it may have the same clause in it, most garages or finance companies wont tell you about it because it gives the consumer the right to hand something back
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Jaybee24uk wrote: »
    Anyone had any luck with a FREEMANS catalog account?

    I placed an order on Wendsday, had a confirmation email, just waiting to see if it has deffo been accepted.
    I tried to order something a few weeks ago but I got a phone call saying that is above my opening limit of £100.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    a very good day to all
  • cifpower
    cifpower Posts: 6,502 Forumite
    Morning team!
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Good morning.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • louiser123
    louiser123 Posts: 1,248 Forumite
    morning everyone x
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture