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Sub Prime Credit Thread Part II

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Comments

  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    TheEffect wrote: »
    I've just been very bad and applied for FlyBe. Got the 'We'll contact you in 7 days'. Does anyone know if I ring them now, they'll be able to tell if I was accepted/declined?

    Now 13 searches in 12 months and 10 in the last 3 months, with Experian. I heard Flybe only search equifax?

    Correct they only search equifax;)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    I've just been very bad and applied for FlyBe. Got the 'We'll contact you in 7 days'. Does anyone know if I ring them now, they'll be able to tell if I was accepted/declined?

    Now 13 searches in 12 months and 10 in the last 3 months, with Experian. I heard Flybe only search equifax?

    Yes Effect they only search Equifax.

    Try giving them a ring, you never know!
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I just looked at my credit report.... Vanquis just reported a green 0, so I have two now. :P

    Aqua only reported one, even though I'm nearly on my third statement.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Phoned them. It's gone to the underwriters and they'll contact me within a few days. At least it wasn't a flat out DECLINED, I guess.
  • Nomoredebtnow
    Nomoredebtnow Posts: 196 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Will stop apply anything next 6 months
    Discharged nearly 15yrs and happen again😓
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    Phoned them. It's gone to the underwriters and they'll contact me within a few days. At least it wasn't a flat out DECLINED, I guess.

    Ask to speak to the underwriters.

    I am interested because I want to apply...... :D:D:D:D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Ask to speak to the underwriters.

    I am interested because I want to apply...... :D:D:D:D


    Bonjour Innocent.

    How are you?
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Ask to speak to the underwriters.

    I am interested because I want to apply...... :D:D:D:D

    I'll give them a phone tomorrow and see if they've had a look at it yet. :p
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    I'll give them a phone tomorrow and see if they've had a look at it yet. :p

    I believe in the pester pester attitude as well Effect. :p;)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Bonjour Innocent.

    How are you?

    I'm fine and yourself??


    ( sorry for delay I am at work ) :rolleyes::rolleyes::rolleyes::rolleyes:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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