Sub Prime Credit Thread Part II

wigster78

Brilliant, thanks for your help!!

wannabe123

hi everyone just a quick quetion my oh has banked with rbs for 11 years has a good risk band and has o/d £2700 he sent a letter asking for his charges back only totaled £180 due to the fact these charges were bank error not his and he recived a letter from rbs saying they have decided to close his account and has 30days to find a bank account outside the rbs and natwest group can they do this i know they can withdraw facilities but he has held a good account for 11 years

Innocent_Guy

wannabe123 wrote: »

hi everyone just a quick quetion my oh has banked with rbs for 11 years has a good risk band and has o/d £2700 he sent a letter asking for his charges back only totaled £180 due to the fact these charges were bank error not his and he recived a letter from rbs saying they have decided to close his account and has 30days to find a bank account outside the rbs and natwest group can they do this i know they can withdraw facilities but he has held a good account for 11 years

Banks have a habit of doing this when you request charges back.....
You are not the first and wont be the last

Cash_Flow

Innocent_Guy wrote: »

Banks have a habit of doing this when you request charges back.....
You are not the first and wont be the last

Out of interest how are your Barclays pre approved offers looking today?

I know you have been trigger happy with the apply button of late;)

Innocent_Guy

Cash_Flow wrote: »

Out of interest how are your Barclays pre approved offers looking today?

I know you have been trigger happy with the apply button of late;)

Hi Cash Flow,

no pre approved offers at the moment!!! I suppose there is always next month! I may ring Abbey and ask them.

I am trigger happy I am thinking about Ulster & Flybe.........

Cash_Flow

Innocent_Guy wrote: »

Hi Cash Flow,

no pre approved offers at the moment!!! I suppose there is always next month! I may ring Abbey and ask them.

I am trigger happy I am thinking about Ulster & Flybe.........

Hi Innocent

How long have you banked with Barclays for?

davethorp

wannabe123 wrote: »

hi everyone just a quick quetion my oh has banked with rbs for 11 years has a good risk band and has o/d £2700 he sent a letter asking for his charges back only totaled £180 due to the fact these charges were bank error not his and he recived a letter from rbs saying they have decided to close his account and has 30days to find a bank account outside the rbs and natwest group can they do this i know they can withdraw facilities but he has held a good account for 11 years

You may want to report their actions to the OFT, the FSA and anyone else you can think of. The banks were expressly prohibited from taking retaliatory action against anyone reclaiming their charges

casdor1

hi everybody i just want to ask that i made some mistake in the past one of debt went sent to court and we agreed to be paying £5 a mths and i was sick and never cared of paying for 3mths now the court dit send a warrant to came on the 10/04/09 to receive half of the money (£150) which i dont have at the mmt becouse am living on income sp. can a anyone help me or how to write a letter please.

sutton111

casdor1 wrote: »

hi everybody i just want to ask that i made some mistake in the past one of debt went sent to court and we agreed to be paying £5 a mths and i was sick and never cared of paying for 3mths now the court dit send a warrant to came on the 10/04/09 to receive half of the money (£150) which i dont have at the mmt becouse am living on income sp. can a anyone help me or how to write a letter please.

Your best would be to post this on the debt-free forum.

If I was in your circumstances I would go to the County Court and fill out a suspension form to suspend the Warrant of Execution. The form will cost you £25 and will ask you how much you can afford per month.

wannabe123

davethorp wrote: »

You may want to report their actions to the OFT, the FSA and anyone else you can think of. The banks were expressly prohibited from taking retaliatory action against anyone reclaiming their charges

i have now dradfted a letter to fos and sent a copy to the account closing team at rbs aswell thanks for your help