Sub Prime Credit Thread Part II

Innocent_Guy

never-in-doubt wrote: »

then what are you talking about with incorrect data? It must be there if tesco seen it!!! :mad:

Ring tesco and ask again why you were declined cos your reports are clear....... back later mate

I have never been able to view these accounts that were on my file, all I had were linked addresses and trust me the lenders could view the information even though I couldn't

wannabe123

Innocent_Guy wrote: »

Let us know the outcome

will do but cant see them saying yes all sub primes turned me down funny thing is my files are blank apart from electrol role info and searches from sub prime cards

gomer

Ulster didn't want me then. :-(

Thank you for applying for the following product: CREDIT CARD
Unfortunately your application has been declined
Eligibility

As responsible lenders we carry out a number of standard checks when assessing your application, we have found that you do not meet the required criteria.
Should your circumstances change in the near future we shall be happy to consider a new application.

cifpower

gomer wrote: »

Ulster didn't want me then. :-(

Thank you for applying for the following product: CREDIT CARD
Unfortunately your application has been declined
Eligibility

As responsible lenders we carry out a number of standard checks when assessing your application, we have found that you do not meet the required criteria.
Should your circumstances change in the near future we shall be happy to consider a new application.

Appeal Appeal Appeal

gomer

How do you appeal it?

Innocent_Guy

gomer wrote: »

Ulster didn't want me then. :-(

Thank you for applying for the following product: CREDIT CARD
Unfortunately your application has been declined
Eligibility

As responsible lenders we carry out a number of standard checks when assessing your application, we have found that you do not meet the required criteria.
Should your circumstances change in the near future we shall be happy to consider a new application.

What naughties do you have on you file?

gomer

Innocent_Guy wrote: »

What naughties do you have on you file?

It didn't even get that far - it was an instant refusal based on the info i gave on the form. My credit file is spotless.

cifpower

gomer wrote: »

How do you appeal it?

You will be sent a letter saying why you have been declined. At the top of the letter will be an address - this is where the appeal should be sent. There will also be two reference numbers - quote these on your letter.

cifpower

Just had a shave. I always feel better after having one

cifpower

Just had a friend apply for finance for a car. The same friend who, two weeks ago, asked for some cash to buy electricity and food. :rolleyes:

I hope they get accepted