Sub Prime Credit Thread Part II

sutton111

cifpower wrote: »

Just watching the protestors on BBC News

I see your thanks button is back..;)

I would wait to here from Tesco before getting a Provident loan.

cifpower

sutton111 wrote: »

Ah, congratulation Cif, this looks very promising. It maybe because you run your Ulster one well.

What do you think?

But TPF and RBS are seperate now. I have sent all the documents off (it was quite weighty) so we will see what happens

cifpower

sutton111 wrote: »

I see your thanks button is back..;)

I would wait to here from Tesco before getting a Provident loan.

Probably will

sutton111

cifpower wrote: »

But TPF and RBS are seperate now. I have sent all the documents off (it was quite weighty) so we will see what happens

So aren't RBS systems linked with TPF's anymore. There was a ruck the other night about this wasn't there.

The application pages do look the same though. Any chance of this being verified somewhere?

cifpower

sutton111 wrote: »

So aren't RBS systems linked with TPF's anymore. There was a ruck the other night about this wasn't there.

The application pages do look the same though. Any chance of this being verified somewhere?

I think this post details it quite well. Also, when I get letters and statements from Ulster Bank the RBS logo is on them. They are missing on letters from TPF

sutton111

savagej wrote: »

It may help NID if he also reads this:-

http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/2790973/Royal-Bank-of-Scotland-to-sell-its-stake-in-Tesco-bank.html

Just because something comes out of the card processing centre in Southend-on-Sea does not mean necessarily it is dealt with by RBS. The centre is not homohgenous it is made up of many different companies and departments all which have separate data controller registrations. Maybe using Hunter one will find out about another but not by direct contact.

Tesco cards are issued by Tesco Personal Finance a part of the Tesco Group, again they are the data controller.

Just because of a similarity in on-line application forms means nothing, Tesco use their own scorecard and if you are declined for a product in the RBS group you may well be accepted for a product in another part of the RBS group or indeed from a non RBS related company such as Tesco.

All I conceed is that at the moment they may have a contract with RBS to emboss cards and issue statements that does not make it an RBS group company, etc. etc.

Thanks for the information.

There has been alot of debate on this very subject as you have probably gathered.

claire6hy

im getting so impatient waiting on my accessory card!!!

cifpower

claire6hy wrote: »

im getting so impatient waiting on my accessory card!!!

Have you got something nice in mind to buy?

sutton111

cifpower wrote: »

But TPF and RBS are seperate now. I have sent all the documents off (it was quite weighty) so we will see what happens

2nd Class Cif?

So 3 months bank statements and 2 Utility bills? Anything else?

I wonder what I would be able to send them? It would have to be a DWP letter I guess.

Do you think you'll get accepted then?

cifpower

sutton111 wrote: »

2nd Class Cif?

So 3 months bank statements and 2 Utility bills? Anything else?

I wonder what I would be able to send them? It would have to be a DWP letter I guess.

Do you think you'll get accepted then?

The letter said 3 months original bank statements AND

2 payslips

OR

P60

OR

2 utility bills if not working

and 1st class - stuck 4 stamps on the front