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Sub Prime Credit Thread Part II

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    WOW! taking some catching up with the thread from the last week....

    hey up matey - yea, eat a few wispa's and catch up..... innocent and me both overtook you on post count LOL (last I looked you were 300+ in front of us!)

    you been away mate :p or working hard :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hey up matey - yea, eat a few wispa's and catch up..... innocent and me both overtook you on post count LOL (last I looked you were 300+ in front of us!)

    you been away mate :p or working hard :mad:

    What did Virgin say?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Hello????????????????

    Yay! I'm back!
    We are back online!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Just so you know, when you apply for a Tesco CC it comes up as Tesco Personal Finance on Experian and nothing at all on Equifax. This is what happened to me anyway
    I cant see my search yet
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    I cant see my search yet
    Odd that. Normally its instant
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    CIF mate, does this come up as RBS account of definitively Ulster Bank? i.e does statements come from Southend on Sea or somewhere in Ireland?

    cheers mate - wonder if my 6mth block affects me with Ulster LOL :eek:
    You going to apply?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    See Below:

    cra990.jpg
    You have searches for everything :)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    They did another quite recently as well. :eek:

    Your so funny with your CIFAS and SAR capers!! :rotfl:
    Do you blame the fraud searches?

    Image if you was a lender and saw a CF like that!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Ive applied to Ulster Bank - LOL.... wait for this (for a laugh) - got accepted again! Wonder whether it will be declined later, like the rest? Images to follow....
    You do you bloody get accepted????

    Cracks me up!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Aaaw - its a 3 grand limit LOL

    ulster01.jpg

    I always get accepted for RBS cards but then fail later - grrrrrrr

    See referral below - thus its another rejection!!!

    ulster021.jpg

    Should I apply?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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