Sub Prime Credit Thread Part II

never-in-doubt

savagej wrote: »

Tesco's credit card is not issued anymore by RBS. Also, the RBS group does not search credit reference agencies in any particular order. It varies between each part of the group and each product, some will search one, some will search both Experian and Equifax at the same time.

Look here for proof: #4693

Proof below:

Tesco CC
(link address: https://www.cao.tescofinance.com/cao...&PI=Y2&CS=N%20)

Natwest CC
(Link address:
https://www.cao.natwest.com/cao/exte...CC1&PI=YH&CS=N)

RBS CC
(Link address:
https://www.cao.rbos.com/cao/externa...CC1&PI=Y6&CS=N)

sutton111

So with my letters there is no need to tell them I have included ID just pop it in with the letter and cheque.

Secondly Innocent got his ID verified by the Post Office is there any need?

never-in-doubt

savagej wrote: »

Some of Tesco's credit cards are issued by the RBS group. New Tesco credit cards are not they now have their own banking license.

Also, the RBS group is not homogenous each bank has its own license and own data protection registration. This cause the uncoupling of the Southend-on-Sea centre into various departments.

No mate you're wrong - RBS issue them! Trust me. See here: #4693

Proof below:

Tesco CC
(link address: https://www.cao.tescofinance.com/cao...&PI=Y2&CS=N%20)

Natwest CC
(Link address:
https://www.cao.natwest.com/cao/exte...CC1&PI=YH&CS=N)

RBS CC
(Link address:
https://www.cao.rbos.com/cao/externa...CC1&PI=Y6&CS=N)

Cash_Flow

Innocent_Guy wrote: »

Tesco declined me........ No more apps for me for the next 12 months!!!!

Be careful mate as all the recent searches may reduce your limits with Barclays, Are you aware that on the first monday of every month barclays are fed a data feed from Experian and Equifax?

The data combined with how you operate your account will affect what pre approved offers you are eligible for;)

savagej

Your Personal Data

Who we are
Tesco Personal Finance is the data controller and is part of the Tesco Group. For more information about Tesco please visit www.tesco.com

I would suggest you re-read it and look at recent changes to the way Tesco operate.

never-in-doubt

Cash_Flow wrote: »

Be careful mate as all the recent searches may reduce your limits with Barclays, Are you aware that on the first monday of every month barclays are fed a data feed from Experian and Equifax?

The data combined with how you operate your account will affect what pre approved offers you are eligible for;)

Same as HSBC - first Monday of the month......

sutton111

never-in-doubt wrote: »

Yes they do - I proved this the other night to another user - sutton, remember him that worked for tesco? I proved that RBS DO issue tesco cards! Look at page 260 or so to see it....

All there applications do look the same.

never-in-doubt

savagej wrote: »

Your Personal Data

Who we are
Tesco Personal Finance is the data controller and is part of the Tesco Group. For more information about Tesco please visit www.tesco.com

I would suggest you re-read it and look at recent changes to the way Tesco operate.

Mate - try and apply and look at the system - the screens are identical so get real and stop arguing with me - you're wrong!!!!

Tesco is issued by RBS - FACT!

savagej

They maybe identical but I would suggest you call the number and ask them.

never-in-doubt

sutton111 wrote: »

All there applications do look the same.

cos they are mate - its all the RBS live system

Look at the address of them - open all three up and see the addresses - see red bits blow...

Tesco CC
(link address: https://www.cao.tescofinance.com/cao...&PI=Y2&CS=N%20)

Natwest CC
(Link address:
https://www.cao.natwest.com/cao/exte...CC1&PI=YH&CS=N)

RBS CC
(Link address:
https://www.cao.rbos.com/cao/externa...CC1&PI=Y6&CS=N)