Sub Prime Credit Thread Part II

claire6hy

i do get alot done, i get it highlighted, then the rest dyed a dark brown, and a cut and full finish....

never-in-doubt

Innocent_Guy wrote: »

Anyone know what CC NID applied for bonus or clubcard?

It was a silver looking one mate - can't remember (had swirls on it, bonus I think)?

never-in-doubt

Innocent_Guy wrote: »

Its odd that NID got an acceptance. I think that if you got declined I deffo will

Mate did you see the screen prints of the Tesco App that I posted? This shows you the acceptance screen, but it doesnt matter cos they will manually look at it later and then assess you....

never-in-doubt

Look here for screens you get:

never-in-doubt

cifpower wrote: »

140 on Experian which Tesco search.

Nah mate - Tesco is RBS which means they search Equifax.

Experian main search and Equifax follow up....... look here for proof of this:

never-in-doubt

Innocent_Guy wrote: »

Just read on the tesco website the search Experian

And perform a soft search on Equifax.

Hoever, if Experian comes back with derogatory info they perform a full search with Equifax - look above - see all the searches by Natwest etc? Thats my Equifax Report.

I've said it once and i'll say it again for the 500th time - No company religously sticks to one method - they change their methods daily so those people whom say 'they deffo only search X company' are wrong! No one really knows who searches who. For instance, my Hunters shows loads of fraud searches......

never-in-doubt

sutton111 wrote: »

Go on apply Innocent. You know you want to.

Cif is correct about who BOI search.

Good luck.

Mate BOI search Experian then follow up with Equifax.......

claire6hy

does anyone know somewhere i would be able to get a car on finance with poor credit?? not a brand new one like...
xx

never-in-doubt

Innocent_Guy wrote: »

What does this mean? Is this standard responce?

Mate you never applied to BOI did you? ROTFLMFAO (rolling on the floor laughing my fekkin ars off) - you nuggat should have went to Tesco! BOI will not touch you mate!

You've picked one of the hardest peaple - I only went for them cos I had a gold card and thought why not, you don't have a mainstream credit card yet do you?

BTW the response above is standard - you then get a contract like the image i'll post later for you. Then when you send the contract back it goes to manual review - they all do, and get credit checked a second time and then usually they decline you¬

Bummer, did you apply for std or gold card mate? Best of luck.....

never-in-doubt

claire6hy wrote: »

does anyone know somewhere i would be able to get a car on finance with poor credit?? not a brand new one like...
xx

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