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Sub Prime Credit Thread Part II
Comments
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Innocent_Guy wrote: »Yeah
Thank you for applying for your Mastercard Gold Credit Card
In the next few days you will receive a printed copy of your Credit Card agreement pack in the post. This will contain instructions on what to do next.
do you earn £20,000+ mate? I got told that they decline people (weird) who earn less than £25k even though website says £20k..... I dunno how true it is though......
t@ssers really, I got a 3 grand limit then cut in half within a month - they credit search you monthly by the way - when you have an account with them.....
2010 - year of the troll
Niddy - Over & Out :wave:
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never-in-doubt wrote: »do you earn £20,000+ mate? I got told that they decline people (weird) who earn less than £25k even though website says £20k..... I dunno how true it is though......
t@ssers really, I got a 3 grand limit then cut in half within a month - they credit search you monthly by the way - when you have an account with them.....
Yes I earn well over the mark of that mate. Do you have BOI number?
Should I try tesco?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
never-in-doubt wrote: »It was a silver looking one mate - can't remember (had swirls on it, bonus I think)?
Hi Troll how are you?
Which letter shall I send the one on the Vanquis page which tells them I am sending ID etc or the one on this thread which seems not as aggressive.
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never-in-doubt wrote: »Nah mate - Tesco is RBS which means they search Equifax.
Experian main search and Equifax follow up....... look here for proof of this:
So HSBC could search Equifax as well. Just Experian for me.0 -
Not got a search on EX yetBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
BTW does inputting your clubcard data improve your chances?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
never-in-doubt wrote: »Mate you never applied to BOI did you? ROTFLMFAO (rolling on the floor laughing my fekkin ars off) - you nuggat should have went to Tesco! BOI will not touch you mate!
You've picked one of the hardest peaple - I only went for them cos I had a gold card and thought why not, you don't have a mainstream credit card yet do you?
BTW the response above is standard - you then get a contract like the image i'll post later for you. Then when you send the contract back it goes to manual review - they all do, and get credit checked a second time and then usually they decline you¬
Bummer, did you apply for std or gold card mate? Best of luck.....
I was advised to apply for it by Sutton & Cif :rotfl: :rotfl: :rotfl:
Oh wellBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Steer clear from the above - intrest is a killer!never-in-doubt wrote: »Welcome car finance / Car CraftBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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