📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part II

15415425445465471003

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    I'll have a butchers - How do they band you?
    http://uk.zopa.com/ZopaWeb/

    Plug in how much you want to borrow and it will tell you your rates
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Yes.

    I can't remember how much I borrowed. LOL. I am paying £10.50 per week.

    I may ask DWP for a Budgeting Loan for a new bed ;) . I would ask Provident but the APR is horrendous.
    Can you get that on Carer's? I though you had to be on IS or JSA (IB)?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    so hows everyone then?

    Tired Farimon, the clocks have bug*ered up my internal clock. LOL

    You'll be a tired soon enough won't you with your new arrival.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    so hows everyone then?
    congrats mate
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Can you get that on Carer's? I though you had to be on IS or JSA (IB)?

    Yes I get IS it's £40.70 per week from 13th of April!!

    It's £37.40 currently.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Yes I get IS it's £40.70 per week from 13th of April!!

    It's £37.40 currently.
    Oh I thought you got Carer's Allowance. Why do you get IS?
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    cheers everyone

    well i only have about 7 days of the wee one home as am away offshore again next week for 3 weeks but all is good
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I might go to bed. Should I ring BOI in the morning...
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Oh I thought you got Carer's Allowance. Why do you get IS?

    Because the Government say you have to have a minimum amount of money to live on.

    That amount is £87.96 p/w. As my Carer's Allowance is only £50.55 this makes up the difference.
  • cifpower
    cifpower Posts: 6,502 Forumite
    I might go to bed. Should I ring BOI in the morning...
    The underwriting dept is in Dublin and I don't have a number for them
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.