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Sub Prime Credit Thread Part II

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I would apply for the Tesco one
    I will wait until the morning as Pro thinks the CRA's are down
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Could you not appeal? You have shown that you can manageyour current facilities
    I have not applied with them - it says on their website that if you have a default or CCJ you will not get accepted.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Not to bad is it. What you thinkng of buying.
    You :D
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    I will wait until the morning as Pro thinks the CRA's are down
    Oh just go for it :p
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    I have not applied with them - it says on their website that if you have a default or CCJ you will not get accepted.

    Ohh ok.

    What are there apr's?? I could consolidate CC debt depending on there lending criteria and APR
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Not to bad is it. What you thinkng of buying.
    Do you have a Provident loan?
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Ohh ok.

    What are there apr's?? I could consolidate CC debt depending on there lending criteria and APR
    Their APRs depend on your credit score - you are classed A-C and given the rate accordingly
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Their APRs depend on your credit score - you are classed A-C and given the rate accordingly
    I'll have a butchers - How do they band you?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    so hows everyone then?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Do you have a Provident loan?

    Yes.

    I can't remember how much I borrowed. LOL. I am paying £10.50 per week.

    I may ask DWP for a Budgeting Loan for a new bed ;) . I would ask Provident but the APR is horrendous.
This discussion has been closed.
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