Sub Prime Credit Thread Part II

kiora

Ive had my J D Williams for 3 months now but no increase:mad:

seeya23

kiora wrote: »

Ive had my J D Williams for 3 months now but no increase:mad:

are still on 125 or 150

Joeler

sutton111 wrote: »

Hi Joeler, :hello:

Go here it will answer your question http://forums.moneysavingexpert.com/showthread.html?t=1033817&highlight=underground

HTH.

That my friend, is EXACTLY what I was after. Thanks!!

Joeler

kiora

Still on £100

seeya23

kiora wrote: »

Still on £100

give them a call see whats going on

call us on 0871 231 2000 (Calls cost 10p per minute from BT landlines but will vary depending on your phone company or if using a mobile

sutton111

kiora wrote: »

Still on £100

Do you use it Kiora?

My other JD Williams is still £100 because i have never used it.

seeya23

good evening to all

milfordmadness

Originally Posted by milfordmadness
Just wonder if you can help, I have just got myself a JD Williams account with £125 limit and also applied for a Fashion World, also accepted with £125 limit but then once I logged out and logged in again the second accound has a zero limit - I assume this is becasue I can only have one account for the actual group of companies - if so, how come you have 4 accounts with 4 different limits? Have I missed the point - thanks for any advice.

Originally Posted by Brian1966
Hi Milford..
First account I applied for was Simplybe..came back immediately with £125 limit so I ordered £60 worth of goods. Fashion World gave me £200 immediately so ordered £36. Jd Williams gave me £125 as did Jacamo but both disappeared overnight down to zero then back up.
Since then lots of increases apart from Jacamo which I haven't used yet.
Report to all 3 agencies so good for green zero's

Hi thanks for reply and sorry for delay in responding. I opened JD and got £125 limit, opened Jacamo and got same but limit firmly at 0 now never changed back to the original £125? Would I have to order goods in order to get the credit limit account back?

milfordmadness

PROLIANT wrote: »

They issue a Visa with a £100 deposit. You will have to apply as normal and if reffered an underwriter may offer you this card.

I applied and got a NO. appealed and got another NO. My credit file is blank other than 3 live accounts and 10 searches.... never offered me jack! lol

Any idea how to get one?

System

sutton111 wrote: »

I'm fine.

How do you remove a default once you have paid it. I'm going to reapply for HSBC in 3 months but i need this bloody default removed.

Hey sutton

It's worth writing to the company that placed the default and ask them to remove it.

I had a default issued by Shop Direct Financial Services (for a Choice catalogue) removed just by writing one letter!

It's definitely worth a go, they can only say no - and if they say yes it's a brilliant credit file boost.

Regards
UNDERGROUND

P.S. Take a look at THIS website, I'm not recommending it or saying it works but it's another avenue to look at.