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Sub Prime Credit Thread Part II
Comments
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never-in-doubt wrote: »Look:
http://www.tescofinance.com/personal/finance/finance/creditcards/index.jsp
Credit Scoring: http://www.tescofinance.com/personal/finance/finance/creditcards/elh/what-factors-affect-a-credit-rating.html
Or what doesnt count toward score: http://www.tescofinance.com/personal/finance/finance/creditcards/elh/what-doesnt-count-towards-a-credit-score.html
quote:
Scoring models do not take into account:- age
- race
- sex
- job or length of employment at your job
- income
- education
- marital status
- whether you've been turned down for credit
- length of time at your current address
- whether you own a home or rent
- information not contained in your credit report
Searches
Whenever someone else gets your credit report e.g. a lender, landlord, or insurer, a search is recorded on your credit report. A large number of recent searches may lower your credit rating.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Searches
Whenever someone else gets your credit report e.g. a lender, landlord, or insurer, a search is recorded on your credit report. A large number of recent searches may lower your credit rating.
chill babe, you got loadsa searches LOL - so what, go on - be a devil.....
2010 - year of the troll
Niddy - Over & Out :wave:
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catch you guys later - g'nite! 2010 - year of the troll
Niddy - Over & Out :wave:
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Sorry mate, what card was it you applied for? There are twonever-in-doubt wrote: »catch you guys later - g'nite!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Anyone know what CC NID applied for bonus or clubcard?never-in-doubt wrote: »try tesco mate go on, what you got to lose? bet you get accepted, provisionally anyway! lolBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
I applied but was declined. Currently on appealInnocent_Guy wrote: »Cool. Has anyone else tried Tesco? Someone said they were really hard0 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Was it straight decline mate?I applied but was declined. Currently on appeal
Cap1 declined me so do you think tesco will?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Your nearly at 1000 posts. You'll be catching me up soon!!0
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Innocent_Guy wrote: »Sutton?
Cif?
it 50/50 so Clubcard?0
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