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Sub Prime Credit Thread Part II

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Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Equifax:-
    credit/charge cards:
    American Express *
    Barclaycard *
    Cahoot
    Capital One *
    HFC (Marbles and others)
    Halifax (one report only, all others with Experian)
    RBS (one report only, all others with Experian)

    others:
    3
    Cahoot
    ebay
    Intelligent Finance *
    Northern Rock
    One Account *
    O2
    Telewest

    Are these the companies you search Equifax primarily?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Are these the companies you search Equifax primarily?

    Yeah - I'm trying to concider my options. I want a Capital one or Barclaycard
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I will not be accepted for any of them tho
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    :rotfl: :rotfl: :rotfl:
    No LOL :rotfl: :rotfl: :rotfl:

    What's so funny, I thought you were stalking him. :p
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Yeah - I'm trying to concider my options. I want a Capital one or Barclaycard

    Don't Barclays pre-approve Barclaycards?

    Capital One search both.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Don't Barclays pre-approve Barclaycards?

    Capital One search both.

    Yes they do - I haven't got one in my pre approvals so I was advised to not apply
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Innocent_Guy wrote: »
    Yes they do - I haven't got one in my pre approvals so I was advised to not apply
    I was gonna chance it and try egg but then I heard they are hard to get.
    I was then going to try Natwest after the earlier posts but NID advised they search both Cra's
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Did you have any joy with Abbey sutton?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    I was gonna chance it and try egg but then I heard they are hard to get.
    I was then going to try Natwest after the earlier posts but NID advised they search both Cra's

    Yes I believe they do.

    Go on come back and tell us what they said.

    Good luck!! :D
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Experian:-

    Credit Cards:
    Amex
    Bank of Scotland
    Capital 1
    Co-op
    Egg
    First Direct
    HBoS (Hfx One, NSPCC etc)
    HSBC
    MBNA (incluing A&L, abbey, virgin etc..)
    Nationwide
    RBS (Mint and others)

    Others:
    Admiral Insurance
    ING
    Lombard Direct
    Orange
    RedCats
    Royal & Sun Alliance
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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