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Sub Prime Credit Thread Part II

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    That's a good interest rate isn't it. Especially at the moment.
    It is but because you pay in monthly yo don't get the full 6% until the 12 months are up so probably only works out as a rate of 4%
  • cifpower
    cifpower Posts: 6,502 Forumite
    fairmorn308 wrote: »
    well tbh at the moment am doing my best to throw every extra penny to my debt as need that clear really
    Then there is no point in saving at the moment as the interest you get on that will be wiped out by the interest on your debt.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    exactly mate

    Quick question, as i have a high balance with my flybe card which should be paid off within 2 months will they lower my limit or something
  • cifpower
    cifpower Posts: 6,502 Forumite
    fairmorn308 wrote: »
    exactly mate

    Quick question, as i have a high balance with my flybe card which should be paid off within 2 months will they lower my limit or something
    I doubt it. In fact, other people have posted that their APRs are rising.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    not sure what to do with my other Credit cards as they all have balances of zero
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Oi Sutton!!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Oi Sutton!!!!

    Oi Innocent where did you disappear to.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Innocent_Guy wrote: »
    Oi Sutton!!!!
    I was just eating!!! No need to get the hump :eek: :eek: :eek: :eek:

    I have thanked all you posts!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I thought I sent BRB but when I looked back at the screen it said "please wait 30 seconds between posts "
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Let me guess you had Pizza!!
This discussion has been closed.
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