Sub Prime Credit Thread Part II

lilmissmup

Hello all.

I posted on the last thread asking for advice.

Currently waiting on OH's credit report from Equifax (couldn't do credit expert as don't take Visa Debit!) but we need to get an original bank statement, tried sending them an online one but they won't accept unfortunately.

Anyway have applied for a Vanquis card for him, says they will let him know in 10 - 14 days, do they ever give instant decisions like the site says? If he gets turned down i don't know where to go from there!

PROLIANT

Hello again, Experian do accept Visa Debt, I use mine all the time?

lilmissmup

Tried his card and it wouldn't have it for the free trial.

Do you just do the £2 one?

PROLIANT

lilmissmup wrote: »

Tried his card and it wouldn't have it for the free trial.

Do you just do the £2 one?

No, I have a subscription.

lilmissmup

Maybe i will try again then as Equifax won't so much ID!

TheEffect

lilmissmup wrote: »

Hello all.

I posted on the last thread asking for advice.

Currently waiting on OH's credit report from Equifax (couldn't do credit expert as don't take Visa Debit!) but we need to get an original bank statement, tried sending them an online one but they won't accept unfortunately.

Anyway have applied for a Vanquis card for him, says they will let him know in 10 - 14 days, do they ever give instant decisions like the site says? If he gets turned down i don't know where to go from there!

Vanquis seem to be quite slow at replying. I sent off an application (Not holding up much hope) 10 days ago, and still haven't had a phone call or letter from them.

Aqua on the other hand have sent me a letter asking for ID, so fingers croseed, I'll receive a card within the next 10 days (If I'm accepted).

I'm 18 so have no previous credit history, which is why every company I've applied for so far has said 'On ya bike'. :rotfl:

Equifax do take Visa Debit. I use mine for both Equifax and Experian.

sutton111

TheEffect wrote: »

Vanquis seem to be quite slow at replying. I sent off an application (Not holding up much hope) 10 days ago, and still haven't had a phone call or letter from them.

Aqua on the other hand have sent me a letter asking for ID, so fingers croseed, I'll receive a card within the next 10 days (If I'm accepted).

I'm 18 so have no previous credit history, which is why every company I've applied for so far has said 'On ya bike'. :rotfl:

Equifax do take Visa Debit. I use mine for both Equifax and Experian.

Have you tried giving Vanquis a ring 08708507755 (try saynoto0870) and ask them for a status report on your application.

lilmissmup

I have managed it now with credit expert so thanks

Just waiting on pin, i think i had entered wrong details lol.

louiser123

mr p which post did you report spam? was it the one above ?/ i think the poster had quoted the wrong post and it was meant for london with his prob with cash machine, not 100% sure but thats how it read to me x x

PROLIANT

louiser123 wrote: »

mr p which post did you report spam? was it the one above ?/ i think the poster had quoted the wrong post and it was meant for london with his prob with cash machine, not 100% sure but thats how it read to me x x

He has advert crap in his sig and the freekin idiot can’t spell!