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Sub Prime Credit Thread Part II

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  • louiser123
    louiser123 Posts: 1,248 Forumite
    no she was an old oldie, older than me!!! so she just bagged it for me and took my cash!!! it a good cd though, singing away as i drive along!!
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What's on it? So you took one look at it and laughed did you?
  • Hi All,

    Just a quick question re: Monument card - what are they like when it comes to limit increases?

    I've had my card for 2 months now - spending to just below the limit each month and then clearing in full the day that the bill arrives.

    I know some issuers will "review" the limit after 3 or 6 months, do monument do this?

    Cheers,

    In short the answer is no.

    Monument are a sub-prime lender as you know, so they don't tend to increase limits as it would increase the risk. Some people have had the same limit for years, so having it a couple of months would probably be too early for them to be looking to increase a limit.

    Any increases are small (around £250 at a time), but they don't happen all that often and are never at customer request (unless it is a dire life or death emergency).

    They've also had to make some redundancies recently and their phone team in Crawley is now drastically reduced and lots of projects have been scrapped.

    I'm not sure where limit increases fits into their plans at the moment.
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    louiser123 wrote: »
    good afternoon everyone!!

    darcy was worried bout you where you been???

    sutton,
    i have to tell you this, i was killing myself laughing today all to myself in morrisons it was the look i could imagine on your face!!! :rotfl:
    i made an investment in an 80s cd, for the car and when i put it on it had ghostbusters on it!!:eek: i laughed all the way home!! i could imagine the look of horror on your face!!:rotfl: :rotfl:[/

    I remeber when I was DJ'ing in the 80's (youth club!) playing that - everytime I hear it makes me :p !
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Loads of 80's cd's at home!...

    Arh the memories....and then the 90's - WICKERED!
  • cifpower wrote: »

    What does that have to do with credit cards ?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    What does that have to do with credit cards ?
    Nothing, this is a chat thread as well as an informative thread.
    Next question?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • cifpower
    cifpower Posts: 6,502 Forumite
    What does that have to do with credit cards ?
    Just responding to Louise's post about her 80s CD
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    cifpower wrote: »
    Just responding to Louise's post about her 80s CD
    Cif...this is just the start mate, beware!
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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