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Sub Prime Credit Thread Part II

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  • c8ndice
    c8ndice Posts: 201 Forumite
    I spent last year decorating my house from top to bottom. I daren't get a dog lol

    Bet you're excited about your new car? The boyfriend just bought himself an Audi.. Although I don't think he'll be moving in for a while now as the payments added up to alot more than he first thought.

    Nevermind. I'll stick to my year 2000 Lanos and just wish for the day I'm able to get car finance lol :D
  • Woodyrocks
    Woodyrocks Posts: 1,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ooh...did someone mention incentive?! I am with A&L, what did you have to do to get one, pray tell :)

    Dead Hamsters and dead Goldfishes - we have all been there. I iam still accused of being a pet murderer by DD 2 yrs on :p If you can replace it without their knowledge, I say go for it. I wish I had the foresight back then lol
    DEBT FREE AND LOVING LIFE
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Hello Everyone.

    I have still not heard nowt from Vanquis. I've rang them again and they tell me they are waiting for the credit check to come back.

    Louiser what are you upto today?
    Vanquis are quite slow in my experience

    Paid one of my Provident loans off today- just £240 to go on the other one
  • cifpower
    cifpower Posts: 6,502 Forumite
    Sammy_Girl wrote: »
    Good Afternoon All :)

    Checked my A&L account today, and I got my £100 incentive payment :j Ooohh, now what to spend it on? Do I put it towards my debts, wedding, or a lovely pair of shoes ;)
    Lovely shoes. I think I have about 10 pairs :D
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    I vote get a dog, I have a Pug, 2 lovely Moggies and a Lizard... my house is becoming a petting zoo, i would deffo go down the lines of replacing it, leave cage as is and say its asleep.
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kiora wrote: »
    I vote get a dog, I have a Pug, 2 lovely Moggies and a Lizard... my house is becoming a petting zoo, i would deffo go down the lines of replacing it, leave cage as is and say its asleep.

    Yea i voted dog as well. We have two cocker spaniels and they are nuts. :D


    I've got Provident, do they improve your credit history?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Yea i voted dog as well. We have two cocker spaniels and they are nuts. :D


    I've got Provident, do they improve your credit history?
    Both of them report to my Experian file
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Both of them report to my Experian file

    How does it appear on credit file?

    Is it like this?

    Loan £250

    0000000
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    How does it appear on credit file?

    Is it like this?

    Loan £250

    0000000
    http://img518.imageshack.us/img518/41/89441145jl5.jpg
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I can't see it Cif it's tiny!

    If you know what i mean ;) .
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