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Sub Prime Credit Thread Part II

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Comments

  • clio
    clio Posts: 3,345 Forumite
    Mrs Ryan
    are you from newcastle as well then ?? So am i, but alass i'm down in the stig of the dump at the minute[Plymouth]
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Clio, I am yes.... I have sympathy, I live in the jewel of the East Midlands (NOT!!!!) Leicester :D
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • Sutton, how long were you with Abbey before they gave you this upgrade?
    What's your credit history like? I remember as saying you have a default or two.

    I've been with Halifax for about 8 years and have been stuck with the same CardCash account from the begining. I'm looking for an basic account I can built up an internal score with to get a full current account as my credit history aint the best.

    Well done anyway though mate.
  • clio
    clio Posts: 3,345 Forumite
    Mrs Ryan
    swap Leicester for plymouth any day, at least it's modern lol. Down here is the land that time forgot to rebuild hehe...

    oi oi mackem soapymcdodger \0/
  • cifpower
    cifpower Posts: 6,502 Forumite
    I have some duck spring rolls and hoi sin sauce in the fridge. Give us the hunger! :D
  • clio wrote: »
    Mrs Ryan
    swap Leicester for plymouth any day, at least it's modern lol. Down here is the land that time forgot to rebuild hehe...

    oi oi mackem soapymcdodger \0/

    now then Clio- whos that poster who has his signature 'as verfied by Clio'? any relation?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Where is Mr Darcy hiding?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • clio
    clio Posts: 3,345 Forumite
    London nah just a little joke of his lol...
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sutton, how long were you with Abbey before they gave you this upgrade?
    What's your credit history like? I remember as saying you have a default or two.

    I've been with Halifax for about 8 years and have been stuck with the same CardCash account from the begining. I'm looking for an basic account I can built up an internal score with to get a full current account as my credit history aint the best.

    Well done anyway though mate.

    Hi Mastersimit.

    I have been with Abbey for years and years since 1991.

    Yes that's correct I have 2 defaults which have been paid recently.

    Anyway if you open an Instant Plus account with them you will get a Electron debit card , after 3 months pop in or ring your local branch and ask if you can upgrade they should say yes, 3 months later you should get a mulitfuction card.

    Through the whole process they never have done a credit check on me, if they say they do take no notice, they don't not on upgrading anyway.

    I had a basic account in November, they changed it to a Instant Plus in December I then have been upgraded to a Abbey account today so thats just under 3 months. So hopefully by May I will have a Multifunction card. If you want a multifunction card you have too pay £500 pound per month in you can use your imagination. Also don't have any DD/SO returned.

    HTH. If you want to know anything further just ask. :D
  • jakemuk
    jakemuk Posts: 973 Forumite
    Mrs_Ryan wrote: »
    Hi Clio, I am yes.... I have sympathy, I live in the jewel of the East Midlands (NOT!!!!) Leicester :D

    lesta's is real sik man :D
    Wannabe DFW NERD: Not fully fledged member yet !
    HSBC Bank Charges Reclaim In Progress Total: £1462.56
    HSBC CC Reclaim Total: £180.00 PAID IN FULL :D
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