Sub Prime Credit Thread Part II

Brian1966

This particular thread has been a godsend to me, prompting me to really clean up my credit files having made mistakes in the past.
When I joined I had a basic Natwest step account and nothing more.
Now I have a full current account, a credit card and various other credit accounts reporting good conduct.
Couldn't have done it without you all :beer:

PROLIANT

Sammy_Girl wrote: »

I like your avatar Mr P

Thank you Sam

Sammy_Girl

Brian1966 wrote: »

This particular thread has been a godsend to me, prompting me to really clean up my credit files having made mistakes in the past.
When I joined I had a basic Natwest step account and nothing more.
Now I have a full current account, a credit card and various other credit accounts reporting good conduct.
Couldn't have done it without you all :beer:

That's exactly what this thread is for :T

We don't have time for trolls here. Clio and Mr P are our troll catchers and they're swiftly moved on

PROLIANT

Sammy_Girl wrote: »

That's exactly what this thread is for :T

We don't have time for trolls here. Clio and Mr P are our troll catchers and they're swiftly moved on

Ever heard the saying "Don't troll sh i t a troll-shi tter"

Sammy_Girl

bushtea wrote: »

Hi Sammy, I was just kidding. i didn't really apply yet. Not sure whether to or not. I feel really under the weather today, think coming down with cystitis

Drink plenty of water or cranberry juice - that should help

Not sure about Citibank. What nasties do you have on your file?

Brian1966

bushtea wrote: »

Brian!!!:p
How are you? Who is your full current account with?

Its with NatWest.. Advantage Gold, still got the step account too and 2 savings accounts plus a newly opened ISA :j

Sammy_Girl

bushtea wrote: »

I've got about 14 credit accounts reporting on my CRA files (this includes mobile phone, current accounts as well as other credit) - is this too many?

What other credit accounts do you have on your files? Have they been run well? Do you have many searches?

sutton111

Hi Sammy.

What occuring?

I paid my final default of on Friday not sure if I have told. Sorry if I had, but I feel proud of the fact I've done this. :j

All the thanks has to go down to this thread, so thanks everyone for the encouragement!!!!

Sammy_Girl

sutton111 wrote: »

Hi Sammy.

What occuring?

I paid my final default of on Friday not sure if I have told. Sorry if I had, but I feel proud of the fact I've done this. :j

All the thanks has to go down to this thread, so thanks everyone for the encouragement!!!!

Yes you may have mentioned that once or twice :rotfl: Congratulations again btw

I miss moneysavingallday and allthingsconsidered...........;)

cifpower

Did anyone catch Let's Dance For Comic Relief last night? Robert Webb was hilarious! And the CR video of Ness and Bryn with Tom Jones singing Barry Islands In The Stream was great