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Sub Prime Credit Thread Part II

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    What type of ID?
    IIRC it was proof of address so sent in a utility bill but it was 2 years ago
  • Just though I would make all us sub primers jealous amd tell you my friend recieved a call from nationwide ealier informing her she has been pre-approved a GOLD card. She DECLINED there offer!!!!! Alright for sum....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just though I would make all us sub primers jealous amd tell you my friend recieved a call from nationwide ealier informing her she has been pre-approved a GOLD card. She DECLINED there offer!!!!! Alright for sum....

    They could always offer it to me.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Lovetobedebtfree, I see from your sig you are an FA, what area do you specialise in?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I specialise in sub prime mortgages, for those with credit problems. Feel free to hit me if you need help.
    Great stuff, are you involved in the underwriting?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I specialise in sub prime mortgages, for those with credit problems. Feel free to hit me if you need help.

    How is that particular part of the market these days, I have heard of a few sub-prime lenders. SPML, GE Money, GMAC, and kensington. Are these still in the market these days?
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    sutton111 wrote: »
    How is that particular part of the market these days, I have heard of a few sub-prime lenders. SPML, GE Money, GMAC, and kensington. Are these still in the market these days?

    SPML is just about hanging in there - they were a subsidary of Lehman Brothers and they've been trying to sell off their "toxic" book of mortgages - including mine :D
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sammy_Girl wrote: »
    SPML is just about hanging in there - they were a subsidary of Lehman Brothers and they've been trying to sell off their "toxic" book of mortgages - including mine :D

    Are you "back on" with Abbey now Sammy?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So have the 90% LTV for sub-prime gone forever? Well at least the next 5 years anyway?
  • kiora
    kiora Posts: 600 Forumite
    Part of the Furniture Combo Breaker
    Evenign all, how is everyone tonight, I have just sat and catalogued 135 vinyl records and I now have the unenviable task of putting it on a spread sheet.
    Hows the Troll hunting going Mr P :D
    "In Italy for thirty years under the Borgias they had warfare, terror, murder and bloodshed but they produced Michelangelo, Leonardo da Vinci and the Renaissance.
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