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Sub Prime Credit Thread Part II

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Comments

  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    When i first applied i didn't request a catalogue just went straight to applying for an account and i was declined, so when i tried again a couple of weeks later it said i have been pre-approved for £330 which has risen to £600 last month.

    This thread has given me the support to do all of this, I would never of looked at my credit file this time last year, but know i feel i have more
    confidence to do things now.
    Just applied to Empire Stores, went through catalogue application then account.. set up with £750 initial limt :j :j :j
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    seeya23 wrote: »
    what do you do in it mr p ????
    Used to be a Support Engineer now IT Manager, money is pap though. :rolleyes:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • milfordmadness
    milfordmadness Posts: 711 Forumite
    Brian1966 wrote: »
    Just applied to Empire Stores, went through catalogue application then account.. set up with £750 initial limt :j :j :j

    I just done that and look at my message:

    Sorry!

    Sorry, but we are unable to send you a book.

    Please phone 0844 811 1218 if you would like more information about our decision.
    Some say he is a racist, others say he is a liar but the truth will always prevail...

    Milford has left the house & aint coming back!
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    i feel like applying for something but going to resist ther urge how is everyone im in work! poo
    you cant change yesterday
    but you can make tomorrow better
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Just applied to Empire Stores, went through catalogue application then account.. set up with £750 initial limt :j :j :j
    Congratulations!!!! :beer:

    Told you Brian!!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    milfordmadness wrote: »
    I just done that and look at my message:

    Sorry!

    Sorry, but we are unable to send you a book.

    Please phone 0844 811 1218 if you would like more information about our decision.

    That may be because of your CIFAS Milfod.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Phoned Vanquis today. They told me I've been accepted with a £250 limit, though I must send them ID first.

    I got the address to send the ID to, but forgot to ask what ID they require and is it needs to be originals or not. :rotfl:

    Send my credit agreement off to Aqua 8 days ago now and haven't received the card yet, even though they said it was posted out on the 10th...
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    TheEffect wrote: »
    Phoned Vanquis today. They told me I've been accepted with a £250 limit, though I must send them ID first.

    I got the address to send the ID to, but forgot to ask what ID they require and is it needs to be originals or not. :rotfl:

    Send my credit agreement off to Aqua 8 days ago now and haven't received the card yet, even though they said it was posted out on the 10th...
    Well done!
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Just applied to Littlewoods direct.
    Same procedure, requested a catalogue then applied for account..
    £400 credit limit :j
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Just applied to Littlewoods direct.
    Same procedure, requested a catalogue then applied for account..
    £400 credit limit :j

    Congratulations!!

    I told you Brian, it's a better way to apply!! :D
This discussion has been closed.
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