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Wednesday 28/1/09 What smalll dfw things have you done today???
Comments
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Morning all!!
Special waves to special friends and a special hug to andan....
Feeling a bit grey myself today, we've been told there will be no salary reviews this year, no suprise, but still leaves you feeling a bit low.
So today's list- bought in breakfast and lunch
- nsd
- update spreadsheet after checking online banking
- washing hokey kokey
- update diary
- book free healthcheck
Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Morning all!
Grey and murky here in Manchester too - boooo!
Today I will/have...- Have brekkie at home done
- Brought lunch and drinks to work done
- Make tea from fridge to use up fresh bits
- Email teaching advisor lady to arrange appointment done
- Walk dog for free exercise
- Have a NSD
- Hoover house
- Book kennel for dog whilst me and OH go on my belated birthday present pampering weekend done
- Do some work before I get sacked!
- Post back Lovefilm DVDs so I get new ones for the weekend (hopefully)
PS Can someone please elaborate on the cheese onion and potato bake - sounds yummy (and I'm a veggie!)0 -
Olive - I wish it was drier too! I'm so eager to get out into the garden. Grey & a bit of fog here. Boooooo.
Got through a few things yesterday, but phoning & sorting HRMC/business stuff took longer than planned. So some of this is a repeat.
Today I will:
- Check bank accounts --DONE
- Update spreadsheets --DONE
- Play free scratchcard --DONE
- Enter competitions
- Play animal crossing (haha)
- Pay minimum payment on CC --DONE
- Bulk buy cat food & cat litter
- Work out what £££ we have left for the month
- Attack ironing again (did an hour yesterday!)
- Start job applications
- Start painting the hall
- Sort spare bedroom for Ebay stuff
- Throw/charity shop/freecycle stuff that didn't sell on Ebay
- Write up some Ebay listings for the weekend
- File lost item with Royal Mail for refund
- Clean house because it's a tip!
Debt @ LBM 29/12/08 - £49044! Now £44684.Fat loss 29/85lbs // £100 into £10k £243.07/£10kHSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £8000 -
I'm feeling particularly 'Meh' today, thanks to children decding Mummy doesn't NEED sleep. So my list isquite short.
1) List some more stuff on Ebid for business
2) List some personal stuff on Ebay & Ebid
3) Clean the kitchen
4) Change the beds
5) Make Southern Fried turkey steaks for tea tonight
6) Clean bathroom ready to have a bath
7) Hoover through
8) Have a NSD
9) Make soup from any veg left in box, before next delivery after lunch
10) Start emptying cabinets ready for pickup
Oh, and I'm not wearing any socks, because I couldn't be bother to get dressed yetThis year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!
Current Pay Off Target : £1500 :mad:0 -
Morning all :j
sky [strike]grey[/strike] black, :cool:
socks black,
mood warm & fuzzy

today I have done daily scratcheezs:o
racecaller:o
will do later when brain kicks in :rolleyes:
[strike]daily clicks[/strike]
[strike]store cupboard lunch[/strike]
recycle something
check paypal
check ebay:T
oh and go to wo[strike]rk[/strike]
half day done going back in a mo :cool:
Checked pigsback and my 1000 points for joining bingo have gone on :T :T :T
thought I was very close to a £20 HMV voucher only to remember that they upper the antee so still need some racecaller winners :beer:
Member of change Pip's name back to PIP club 
:jI've only blooming got my name on it :j0 -
Today
I am using public transport (saving £10.80 in bus fares due to my Bus Pass) or around £10 fuel and also saving on wear and tear etc.
Sandwichwes for lunch.
No spend day.
Kitchen cupboard tea.
Home made soup.
Check on line savings accounts.
Check Current Account balance.
Think about my long term goals - set a target or two. I am debt free and SMART Objectives work for me.
Specific
Manageable
Achievable
Realistic
Time Framed.
I think I might set a target for public transport days for February ( I need to use my car for client visits from time to time)
Set a target for number of no spend days in February ( it's on another thread)
Try to work out how much I can put into savings NEXT month.
Gosh I'm exhausted!!0 -
Morning all
today
-be in uni until 2 so heating off at home
-spend evening writing up lecture notes and do a bit of dissertation
-do a dooyoo review/ratings
-not buy lunch, got all the stuff here so will take packed one.
-do some more slice the pie, got to do it to pay off phone bill!
-put washing on at 30
-dry when heating is on in evening
-nip to town and sort out isa forgot the book yesterday!
have a good day guys0 -
Hello everyone
Off work with a cold today, gah. Hate colds.
So, today -
Checked banking - £4 cheque from Stagecoach bus refund has gone in, so moved across to Virtual sealed pot
Went to list some DVDs on Ebay only to find the free P&P on DVDs is NOT optional - rubbish! Will look into Music Magpie instead
Daily scratchy x 2 - 10p and 20p
Will eat food planned for work meals, so stew and fruit for lunch
Check what film is coming next on Sofa Cinema free trial when it's allocated so can decide a time to watch it
Tidy house a bit as it's a bit of a shambles!
Quidco and Pigsback - nothing
Have good days all xx0 -
Morning all

Here's todays list. Not all MSE-related, but I find if I write everything down, I have more chance of doing it! :rolleyes:- [strike]sort bank accounts, pay in savings money[/strike]
- find a cheap pair of flat shoes
- [strike]daily scratch card[/strike]
- [strike]get up to £18 on STP[/strike]
- finish tidying bedroom and looking for Ebay items
- list 5 more things on Ebay
- train up to class tonight - taking food with me to save buying dinner beforehand
- [STRIKE] do 1 review on DooYoo[/STRIKE]
- walk dog for free exercise
- get 2 loads of washing done and dried on airers
- [strike]buy batteries for camera, also bread and milk - try not to buy anything else though! [/strike]:rotfl:
- [strike] lunch and dinner from cupboards[/strike]
LBM - 1/12/08 - Debt £13250
DFD - Nov 2013 - WILL be sooner!!
Sealed Pot Challenge - No 415 - £112.41/£250
Ebay Challenge - No 10 - £300/£500
SLP Challenge - No 12 - £7.83/£50 :rolleyes:0 -
Rachelmk - Here is the receipe, copied and pasted direct from the horse's mouth - Piq's diary! :rotfl:
"The recipe is really easy and incredibly cheap and cheerful! Here it is:- Peel and slice as many potatoes as you want - depending on how many people it's for etc
- Peel and slice a couple of onions
- Grate plenty of strong cheddar
- Start with a layer of potato then a layer of onion, and carry one until you're either bored or run out of space in the dish, but make sure the top layer is made up of potato
- Make up about half a pint of vegetable stock, I use maigold boillion (sp?) and pour it over the potato and onion mix
- Top with grated cheese and bake for about 40 minutes until the top layer of potatoes is crispy and the underneath soft and the stock has been absorbed
- Enjoy!"

xxJoint debt with OH at LBM Sept 08 (excluding mortgage & student loan) - £34,069 :eek:
Getting married 05/09/09
To lose for the big day (lb) 2/510
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