Wednesday 28/1/09 What smalll dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• storecupbpard meals
• make a loaf in breadmaker
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• sparkle -star socks today
• find time for swim and jacuzzi to use gym membership

Good morning everyone, relly cold and foggy here this morning , hope it clears later feels miserable.
Hugs to anyone in need:D , hi to all the regulars:D and welcome to any new posters:D ,
Catch up with everyone later - got to run:o

pixiechick99

Morning!;)
A very quick list as about to leave for work....halfway thro' the week nearly:D

• Daily scratchcards
• CHeck banking - wages gone in:j
• Wait patiently for new Virgin cc I've been approved for - will pay off some loan with it:p
• Try finish unit of NVQ tonight
• NSD
• Lunch/Squash to work
• DD2 to make meatballs with whoopsied mince form freezer for dinner

Hmmmm that's all I can think of:p

mbaz

Morning all!

Today I have/will

- babysit for a friend for babysitting points (to be redeemed for free babysitting later!)
- carry on looking at course options
- NSD
- clicks, surveys and banking

shopaholic84

Morning alll,

Today i have/will:
* Checked online banking, wages gone in :j
* Daily scratchcard done, won 10p
* Checked Mystery Shopping sites for assignments
* Go to the cinema later but use Orange Wednesday code

I thinks thats all i'll manage today.

xxx

blt

Hi everyone, I've let my MSE'ing die a bit of a death over the past year but, like many, I'm back - been spending like it's going out of fashion. My thing for the day? Just to try and not spend anything too. I know lots of people are doing far more but it's a massive step for me

Pippilongstocking

Hiya
For me today
Done lodgers room
Checked banks
Tea from fridge
Charge phone at work if I remember
Um...thinking - pack up some seeds for sending so some chums (meant to do that at the weekend whoops)
Not sure what else yet - home at lunch to put washing to dry in airing cupboard and walk doggies
Lunch from home
Had a NSD yesterday completely by chance

Flowery purple socks today - meeting with the scary supervisor. ergh

Waving to you all xx

iddacapeli

Hi, this is my to do list :

• goo to work
  
• duck my supervisor as much as i can, so that i can play funny games online
• go out shopping and spend my boyfriend's money :rotfl:
• go home and find a good movie to watch
  

DawnW

Morning everyone! Cold and miserable here (again)
Today I have:

checked online banking
sorted out new ING savings account
transferred £8 from Green Metropolis for books sold
porridge for breakfast (v. cheap)
seen to animals - fed scraps to chooks and collected an egg in exchange:D

Later I will:
Go to work, 2 meetings (all day Thurs and Fri) to prep for today.
Take a hm salad for lunch from fridge ingredients - MS AND good for waistline:D
post another book sold on Amazon:j
make storecupboard supper

Have a nice day everyone:hello:

MrsAudus2b

Hi everyone :hello:

Hope you are all well...blooming miserable waether here but at least the end of January is in sight! Hope you are feeling OK today Andan :A

Today I have/will:

• Been to the post office and collected my new phone :j Free delivery, free phone and contract will be £20/month cheaper!:j
• Have been through quidco to sell/recycle old phone...should get £25 for it and £5 from quidco
• About to have breakfast
• Work assessment at 11am
• Then home to do some work
• Storecupboard lunch
• Check online bank accounts
• OH payday today...pay £40 off C/C
• Storecupboard tea...going to make cheese onion and potato bake...stole the receipe from the lovely Piq
• Which reminds me...catch up on diaries
• Have a browse through the forums
• Go swimming tonight if possible...have a ticket so will be free
• NSD
• Heating not on until later
• Staying in tonight and watch Waterloo Road
• Organise paperwork drawer
• Bit of housework if have time

Lots of love
xxx

OliveOyl_2

Don't knock it blt (mmmmm BLT with mayo.......) not spending has been THE biggest ingredient to my reduced debt

Morning All :hello:
I'm wearing Wallace & Grommit socks. I'm SO pleased I tidied my drawers and found my fun socks at the bottom
Today I have/will:

• Another NSD
• found £1 yesterday - making my spend -80p
• brought in lunch
• menu plan supper with lodger
• go to gym to use membership
• Skype Popeye
• scratch'n'click
• update on-line banking.
• laundry hokey cokey
• lurk on the freebies board, my recent MS activity

The usual stuff. Though I may plan my weekend. If only it were drier I could do something usefull in the garden.

Have a great day everyone

phillipsdj

Morning everyone!

Today I have will:

check online banking,
daily scratchies,
finish the dooyoo review I started yesterday but didn't get time to complete,
do at least 1 another dooyoo review,
charge phone and iPod at work,
get on Bingoport later as I am close to redeeming another £5 voucher!

I hope you all have wonderful days!