The Green Eyed Monster....

tara747

thevinternet wrote: »

Hey Fasci - looks like you've touched a nerve for many folk here!

I used to be like you, always trying to keep up with other people, and that's how I got into so much debt. However, I'm sorting it out now, and I haven't spent on any credit cards in a whole year!!

A friend of mine sadly is obsessed with celebrity treatments, having the best and looking her best. She always has her hair cut at top salons, buys the very best beauty products she sees in magazines, and has even had liposuction. Now she's 120k in debt at the age of 32, and her life has pretty much fallen apart. Her boyfriend has left her and she's relying on her parents for handouts.

Jealousy hardly seems worth it to me when I look at where it has got her.

Plus, budgeting and thrift has never been so chic and in the news - spending vast sums on holidays and cars is now seen as rather vulgar, I believe! So embrace your newfound thrifty ways!! xx

That is obscene. :eek: :eek: :eek: :eek:

tara747

I wanted to say as well - congratulations to all you DFWs, you are an inspiration to me and you should be proud of yourselves.

OP - great thread btw.

fascinated

Wow thanks everyone. Doh - I stupidly thought it was just me coveting other people's belongings.

Ok so here's another question for you - does it scare you how much disposable income you will have when you've paid off all your debts? It does me. I mean, what am I going to spend it all on? I have got into the saving mindset and once I have some money in my savings account I am extremely reluctant to spend it again. However if it is sitting in my current account I may be buying lovely things. I don't want to end up back in this position again.

Good work with the money off vouchers Mudbath. I rarely buy anything now unless I have a money off voucher. Even opened a new Tesco groceries account so that I could make use of the vouchers again. Last week I had to pay full price for delivery and everything and I churned it over and over in my head for ages. Hmmm, really must get myself something else to worry about.

Waiting to hear if we get a Sun holiday this year - I don't think they have any to the Caribbean but at least it will be a cheap break for us.

I've enjoyed reading all your comments, and there haven't been any I disagree with. It seems we just all need to stamp on the green eyed monster as soon as it appears and carry on regardless.

Cheers.

Fasci xx

Mudbath

I think what scares me most, Fasci, is if we have this disposable income now then how come we got into debt in the first place! I always say that we got into debt because we had big problems with the house when we moved in - mind you, if we hadn't continued eating out, having holidays, being members of a gym etc then we'd have paid it back a lot quicker!!! NEVER AGAIN! xx

fascinated

Tara747 - thanks for your comments. I'm pleased this has turned into a great thread. When I posted it I was sat at the computer green with envy and wanting to get onto the Thomas Cook site and book something hot! However, sitting and thinking about it my Passport has expired and the children don't have Passports, so that would cost me nearly £300.00 there. Thankfully all the fantastic DFW's on here made me see sense.

Mudbath - you've really been converted. Well done you. Hopefully very soon you will be able to eat out once in a while and pay for it with your hard earned cash. Maybe you can do it with some money off vouchers and feel even better about every mouthful.

And yes £120k at the age of 32 - my goodness that really is obscene. Especially if you have nothing to show for it except a nice barnet. I paid £15.00 the other night for hair cuts for me and the two children. Didn't think that was too bad.

My sister does spend £50.00 a month on getting hers cut and coloured. She is dark haired though and so has some grey to cover. Another positive reason for having blonde hair - we might be stupid but at least the grey doesn't show!

Fasci xx

fascinated

Logging off now guys - must get some housework done before I go to work. Will check in later to make sure we are all on the straight and narrow.

Much love,

Fasci xx

tara747

fascinated wrote: »

My sister does spend £50.00 a month on getting hers cut and coloured. She is dark haired though and so has some grey to cover. Another positive reason for having blonde hair - we might be stupid but at least the grey doesn't show!

Fasci xx

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Re the question on disposable income - if you get yourself an easy access savings a/c you will be able to add to it whenever you want - and it will be there if you need it e.g. for an unexpected expense. But the thrill of adding to your savings is addictive, I promise. I am hoping to add £1200-ish to my savings this month by having a very frugal January! Obviously I don't manage to save this much every month but my £10k target for the year means average savings of £800-ish per month. So I'm happy when I can exceed it.

tara747

thevinternet wrote: »

Plus, budgeting and thrift has never been so chic and in the news - spending vast sums on holidays and cars is now seen as rather vulgar, I believe! So embrace your newfound thrifty ways!! xx

I second this. I used to be seen as a bit weird for not spending all my money and actually saving some of it, not racking up CCs and not borrowing £££s for an overpriced house. Now my friends all think I am some sort of sage and are asking me for moneysaving tips! :rotfl:

Maybee0105

Hello All
I've loved reading this thread and all the wise comments. Thank you. It's been very good to hear that others have similar feelings.

I've always been an extremely jealous person and it's a horrid trait which I've tried very hard to curb. Just as someone else said a couple of pages back it think it started with 'fairly natural' sibling rivalry which then got out of control & applies to every area & every person not just money & possession issues.

I'm old enough to know better & can afford to buy things if I want them (within reason)! but can't seem to get rid of this jealousy. For example my friend has just got a new carpet, I don't need a new carpet, could afford one if I wanted one, so why am I jealous that she has a new carpet? CRAZY!

A thought to ponder
"Money can't buy you happiness"
BUT as I once overheard......... "it can make you miserable in comfort"!

Thanks OP for raising the topic.

ThinkingOfLinking

tara747 wrote: »

That is obscene. :eek: :eek: :eek: :eek:

Too right. £120K? I'd much rather buy a home for myself with that. Honestly. I hate renting.

Some people don't know when to stop.