Financial faux pas and other disasterous decisions

moo2moo

Its Monday morning already. Bleugh. Stayed up considerably later than I should have done reading Bridget Jones: The Edge of Reason as there was nowt worth watching on the telly box.

Managed a relatively productive day yesterday. Reduced the coat mountain to 2 each, disposed of some and washed others ready for storage until next spring by which time the DDs will have grown and they won't fit. Baked 2 cakes only to be told by the DDs that they'd like school dinners. Mutter mutter. Used wholemeal flour to make apple crumble, unfortunately it made the crumble topping rather crunchy and after seconds and thirds there isn't enough left for us all tonight so I'll have to eat it for lunch instead to save arguements breaking out. The things we parents do.

OH is off to collect the go-kart tonight so probably won't appear until 9pm or so. Hopefully that means I can get quite a lot done. Unfortunately that quite a lot is likely to involve DooYoo and ironing. Ah well. Needs must and all that. The ironing pile isn't huge as I seem to have attacked it twice already this week. Have to find time at some stage this week to bake and ice lots of buns for Thursdays school fayre. Need to persuade the hens to lay a few eggs first though.

The last one of last weeks E-bayers has finally parted with the cash so I'm off to the post office today with the last of the parcels and a goody bag for FF.

Used my £5 off voucher at Lidl yesterday purchasing enough dog food and firelighters to last for the next month or so. OH and the DDs helped so I ended up with a few unplanned things still it keeps them happpy thinking they have some say in what they eat and which shampoos they use. End bill was £32 which isn't overly bad. Shoul mean I can avoid supermarkets until next week all being well.

Having a nightmare of a time trying to come up with anything for OH for X-mas. Still I know hes having the same problem with me. Must come up with something soon to prevent the arrival of an unexpected kitchen gadget or worse. I can't think of anything I'd like. Most annoying as I know on the 26th of December shed loads of things will land in my brain as things I could have suggested.

Am now working on my December master plan. Vaguely thinking I'll allow myself to 50% of our total income as spends and ensure this covers absolutely everything, mortgage included. Not entirely convinced it'll work but it also means that 50% of our income will go to reducing the debt. Its not entirely unrealistic to consider being debt free by next Christmas but I fear life may get in the way and next Easter may be more likely or even next summer if we start work on the house again. It certainly needs it. No sooner will we be debt free than the place will need reroofing and we'll be back to the start. Is life always going to be like this?

mooomin

moo2moo wrote: »

The last one of last weeks E-bayers has finally parted with the cash so I'm off to the post office today with the last of the parcels and a goody bag for FF. WooHoo!


Having a nightmare of a time trying to come up with anything for OH for X-mas. Still I know hes having the same problem with me. Must come up with something soon to prevent the arrival of an unexpected kitchen gadget or worse. I can't think of anything I'd like. Most annoying as I know on the 26th of December shed loads of things will land in my brain as things I could have suggested.

Could you possibly suggest to OH that you both set an amount to spend and get each other a small token gift for the big day (Chocs, socks etc) then buy something in the sales for each other, thus getting more bang for your buck.

I think I'll be suggesting something like this for Mr Fresian. While I am the Queen Of Bargains and have had all his stuff sorted for the last week, he panic shops on Christmas Eve. This means I have had some amazing gifts, but have always known they have been bought on credit. Having sorted out a 3.9% LOB deal on his only credit card, I will batter him if he uses that card to buy me a gift :A

moo2moo

Mmmm its an idea but he feels like a failure if I don't open something special on x-mas day, particularly as we'll be at my parents for the duration.

Have won another £10 on the free bingo.

skipton

Which bingo site is it moo? I won on Virgin free bingo last week..Woohoo!!!

moo2moo

B!ngo Br!tain. They've got some complicated promotion on where they give you £5 a day every day if you log in every day for 30 days. Minimum withdrawl is £20 and the barstewards only allow you to withdraw once every 24 hours meaning if you win you have to withdraw losing your remaining bonus or accidentally playing wihth your free money. Still its instantly withdrawable with no strings that I've tripped over so far. To date they've helpfully handed over £34.14 since I nicked the idea from FF last weekend.

OH had a pants day yesterday. Other people failing to show up when they siad they would and other popel failing to pass on messages and yet more opeple changing their minds at the very last minute left him rather cheesed off. Still c'est la vie.

Today marks the first day of school concerts which go on endlessly until the middle of next week in a whirlwind that sees 270 chairs in and out of storage on a thrice weekly basis. Its all fun fun fun. The boss put schools X-mas tree up yesterday as I was incapable of getting last years straight. He decided to prove a point and despite rather a long time spent with a saw its not as straight as his spirit level would like. Insert smug git smiley. Mother Nature never intended trees to be straight no matter howw much you swear at them. Still he did go on to utlisie his talent to hang two enormous pictures that I've been avoiding putting up cos I didn't think they were going to fit. They didn't.

Plans for today extend as far as yet more housework. Had an unexpected visitor yesterday who commented that sh'd never realised my dining room was as big as it it. Shows how much of a shoite hole it was the last time she appeared then.

The nice people in the vet claims department paid out. Only a smidgen over £100 but I'cd happily have continued paying £30 every other month to sto the pooch peeing on the carpet so if they're happy to subsidise that I'm happy to accept.

mooomin

moo2moo wrote: »

B!ngo Br!tain. They've got some complicated promotion on where they give you £5 a day every day if you log in every day for 30 days. Minimum withdrawl is £20 and the barstewards only allow you to withdraw once every 24 hours meaning if you win you have to withdraw losing your remaining bonus or accidentally playing wihth your free money. Still its instantly withdrawable with no strings that I've tripped over so far. To date they've helpfully handed over £34.14 since I nicked the idea from FF last weekend.

I just won a whopping.....£1.10 :j I have another 2 games to play before work though so hopefully I'll bump it up a little. I'm still withdrawing it

moo2moo

The PC won another £20 playing auto bingo on my behalf whilst I slaved away at work and the postie has just delivered an unexpected £15 of Tesco vouchers. Sadly this means Februarys voucher payout will be pants. Ah well.

Grabbing a quick cuppa whilst I do my second DooYoo of the day before beginning the never ending assault on the housework. Its chuffing freezing and my fingers are turning to ice already.

moo2moo

Another DooYoo done and another crown gained. Only another £46 to payout. It seems an awful long way away again. I must have been mad thinking I could knock out 200 reviews by Christmas.

moo2moo

Whoo hoo have just recieved a Quidco payment of £18.46 for taking out a credit card which I've never used cos Paypal refused to acknowledge it existed.

claire0788

moo2moo wrote: »

B!ngo Br!tain. They've got some complicated promotion on where they give you £5 a day every day if you log in every day for 30 days. Minimum withdrawl is £20 and the barstewards only allow you to withdraw once every 24 hours meaning if you win you have to withdraw losing your remaining bonus or accidentally playing wihth your free money. Still its instantly withdrawable with no strings that I've tripped over so far. To date they've helpfully handed over £34.14 since I nicked the idea from FF last weekend.

OH had a pants day yesterday. Other people failing to show up when they siad they would and other popel failing to pass on messages and yet more opeple changing their minds at the very last minute left him rather cheesed off. Still c'est la vie.

Today marks the first day of school concerts which go on endlessly until the middle of next week in a whirlwind that sees 270 chairs in and out of storage on a thrice weekly basis. Its all fun fun fun. The boss put schools X-mas tree up yesterday as I was incapable of getting last years straight. He decided to prove a point and despite rather a long time spent with a saw its not as straight as his spirit level would like. Insert smug git smiley. Mother Nature never intended trees to be straight no matter howw much you swear at them. Still he did go on to utlisie his talent to hang two enormous pictures that I've been avoiding putting up cos I didn't think they were going to fit. They didn't.

Plans for today extend as far as yet more housework. Had an unexpected visitor yesterday who commented that sh'd never realised my dining room was as big as it it. Shows how much of a shoite hole it was the last time she appeared then.

The nice people in the vet claims department paid out. Only a smidgen over £100 but I'cd happily have continued paying £30 every other month to sto the pooch peeing on the carpet so if they're happy to subsidise that I'm happy to accept.

Ps. you dont loose your remaining bonus if you withdraw