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Financial faux pas and other disasterous decisions

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  • Hollyberry
    Hollyberry Posts: 837 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Yay to your daughter and her fab new swimmies (and bless her for not believing it). :T Our oldest godson has dyspraxia (I am just looking at a wooden magazine rack he made us as a wedding present), and I am sure that love, support and working at your daughter's speed are all massive things in her favour. That and her ability to negotiate a visit to the chippy, of course. ;)

    Have fun with those powertools...
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy Friday morning all.

    Didn't make yesterdays bingo in the end. Came home to collect the DDs to find the OH still cooking tea. Actually thats a bit of an exageration. Tea was still cooking (using the term very loosely) whilst OH was upstairs building flat pack furniture. Evidence suggests he had been there for a very long time. Not sure how long it takes for wholemeal pasta to disintegrate, nor for the water in a 2 litre saucepan to evaporate but factoring in the burnt crust on the bottom of the pan (fortunately indestructible and cast iron) quite some time. Despite soaking overnight and boiling several times pan is still unuseable. Will hit it with biological washing powder next.

    In a very MSE way he saved me blowing a tenner at the bingo on junk for the DDs to munch through and they didn't seem too bothered not to be there.

    Yesterdays bet made £7.96 profit. Couldn't be bothered doing any surveys. I did do all the ironing (insert smug smilie) and vegged on the sofa with a book instead.

    I've still got £105 free bets to use up and another 5 qualifying bets for a further £50 to do in the next two weeks. Still haven't listed on E-bay either. Need to relocate my enthusiasm.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    £100 has been credited to my bank account for switching to A&L
    Saving for a Spinning Wheel and other random splurges : £183.50
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    moo2moo wrote: »
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

    £100 has been credited to my bank account for switching to A&L
    I got mine yesterday :D Great isn't it, money for nothing much :j:j
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Finally back on track. Got a letter telling me my car insurance was being automatically renewed. I don't think so. Quick shuftie round and found a few competative policies. Called my company and told 'em to cancel. They promplty undercut everyone else and threw in a £30 giftcard making my renewal £45 less than they'd originally tried to stitch me up for, just under £165 fully comp for the year with all the extras and zero excess.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo wrote: »
    Finally back on track. Got a letter telling me my car insurance was being automatically renewed. I don't think so. Quick shuftie round and found a few competative policies. Called my company and told 'em to cancel. They promplty undercut everyone else and threw in a £30 giftcard making my renewal £45 less than they'd originally tried to stitch me up for, just under £165 fully comp for the year with all the extras and zero excess.


    Cheeky blighters, nothing like looking after your regular customers eh?:mad:

    Got my renewal today, thought it was pretty good £208 for business use and 12,000 miles. But had a look on the 'tiniternet' and found it for £158 same cover:j

    Can I ask, how long did it take for your Allinace & Lec. money to be credited? Hubby and I both opened an account, via Quidco and asked for the DD change, so hopefully we will get ours soon x

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A&L credited very roughly 3 months after I applied on-line. Quidco was a teeny bit faster to be "paid" but I won't see the wonga until their next payout.

    I'm raelly not awake this morning. Really not in an almost very expensive way. You know the old "When somethings seems too good to be true thats usually becuase it is" well that clearly wasn't applicable at 5am today. I found a fabuous matched bet. 101 at the bookies yet 5.3 at the exchange. Thats £91 profit from a fiver. Alarm bells ringing yet? Had the team in question (the underdogs) failed to score exactly 5 goals whilst the other team scored only 1 I'd have been laughing. Had the score been anything less than 3 by either team I'd stil have been laughing but had the score by either team been anything else eg. 4-1 I'd have been down by a little over £400. Ooops. Fortunately I saw sense prior to clicking on the button that would loose almost everything I've gained so far...well almost. Either by some amazing fluke Slovakia will beat England 5-1 and local headlines will read mad school caretaker was apprehended streaking through village hall bingo game (lots of bingo round here) or the score will be 3 or less by each team and I'll be down by 5p or the worst possible outcome will occur and I'll be down by £28. Fingers crossed all round.

    The disaster above was my smart arsed attempt to gain a £5 free bet from a bogof offer whilst making minimal losses..... but only in La La land. More sensibly the second portion of the freebie has been placed for a far more realistic £3.53 profit regardless of the outcome. I will now go and beat some sense into myself with a limp cabbage.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yesterdays matched bets were far less exciting. £4.73 profit from a free bet and another placed today (in a far saner moment) for approx £45 profit.

    DDs have riding lessons later this morning after which I'm planning to drag them round Mr Ts to stop the weekly whinges that theres never anything nice in their school lunch boxes. Translation - I refused to buy lychees or chocolate covered junk. Have told the DDs that they can have £5 to purchase anything they want for a weeks worth of lunches but have also reminded them that if they buy a giant pack of Babybel and a multipack of crisps they'll be very hungry all week.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Still no E-baying. I'm avoiding it by burying my nose in a book, an Ian Rankin novel to be precise. I have done lots of productive clickety clicking. All available free bets have been matched leaving me with 5x £20 qualifying bets to place for a further £50 freebet. Theoretical total profit for the day should be around £95, although it'll be a third less if the Slovakia game is high scoring.

    Left Mr Ts a lot poorer than intended. Red Nose Day wine had been reduced from its pre-Red Nose Day £4.99 to a far more sensible £2.49. I had a £1.80 voucher off wine and qualified for a 5% discount so I wisely invested in two dozen bottles. Our local shop doesn't seem to stock anything under £3.50 a bottle. Food shopping was curtailed by the hungry whines emitted by the DDs that and theres not a lot of space in a trolley once you add 6 loaves of bread to 24 bottles of plonk. Still came to £125 though.

    DD2s riding teacher decided to remove the lead rein from the worlds laziest pony. DD2 and pony promptly cantered off down the field, performed a very tight U turn and reappeared to circle her sister. It appears that DD2 learns by osmosis and has far more control over the pony than we were expecting. Pony in question has never been observed cantering before, it really is lazy. Bit more shocking was her announcement that she was ready to try jumping whilst pointing to a 4 foot high fence.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Final score Slovakia 0 England 4. Overall loss £27.36. Lesson learnt - a very large one. Stick to identical bets in future and more importantly don't follow up a £5 screw up with an even bigger one in a half cocked attempt to rectify the unrectifiable. Mind you as thats my most expensive screw up to date I can't complain too much. I'll think of it as a reality check, put it down to experience, learn from it and move on... whilst kicking myself rather a lot for being such a dumb blonde. Still at least I decided not to be a muppet before throwing away £400 rather than after.

    Matched betting profit to date is £600.21p with a further £60 from Quidco..... still no E-baying. I'm beginning to sound like a broken record.
    Saving for a Spinning Wheel and other random splurges : £183.50
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