We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New plan for 2009

12021222426

Comments

  • benbenandme
    benbenandme Posts: 12,372 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Hi Emily, hows the aqa going?? :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hi everyone

    What a nightmare!! Flipping internet. I've had to change to BT broadband now, I've just got it set up today. It is fantastic and highlights how rubbish my old provider was.

    Needless to say, my internet has been down for ages. Well, it was coming up for 5 minutes at a time and then not connecting again for the rest of the day.

    My ex has said that he can lend me some money to help me out as he gets his bonus next month which is quite substantial so at least I know I can pay my bills, council tax and rent without worrying (least he can do I think!!). I'm going to do 100 questions a day on AQA for the rest of the month, this will get me £210. Plus I am hoping to do my carboot this weekend and that should get me £150-£200.

    Off to the doctors in a minute for a 'medication review'. In other words, a complete waste of time. I'm seeing a doctor I have never heard off to discuss medication that I have been on for over 20 years which my GP can't change anyway, only my consultant at the hospital can do this who I see every 2 months.

    Will post again later.

    Emily x
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you are ok :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hi everyone

    I spent some time this morning (whilst at work :D) going through my debts and coming up with a plan (time-scale wise) to clear them. If I follow the plan, then I will be debt free by the end of 2011 which isn't too bad and at least I will still only be 30 :o.

    I will have to clear my debts mainly through AQA money and other bits like Avon and mystery shopping. I'm going to get a desk for my lounge so that I can have a little office area to get me more organised (which I think is half my problem - I've got papers everywhere and nowhere to really organise myself).

    I'm going to get a whiteboard and have a monthly target on there which I have to meet. Having it in front of me all the time should help.

    So I have organised my debt clearing into months, based on the premise of getting around £900 from AQA each month if I discipline myself and do the work (easier when I am able to sit at a desk and just crack on I think). Obviously I will try and do as much mystery shopping as possible too so that I can have the odd day off the AQA.

    So, my target for August is my electricity bill and my Barclaycard. I have to check my electric bill when I get home but I think it's in the region of £650 (I know, I know) and my Barclaycard is £250 which means I have to get £900 from AQA/MS/other in July.

    I'm going to join the MS challenge in July I think, I want to aim for £200. I've got 1 job already lined up worth £8.

    Off to look on Freecycle now for some desks ;).

    I will update my actual electric figure when I get home.

    Emily x
  • ehallett
    ehallett Posts: 1,960 Forumite
    Just got a nice big whiteboard from Homebase for a fiver. I have put on there:

    Banish Barclaycard - £245.77
    Eliminate Electric - £659

    Total needed for August - £904.77

    August is obviously the month that I will be paying these off but I need to get the money in July.

    I would like to try and get a desk and chair before July though, hopefully for free. Will keep checking Freecycle.

    Emily x
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    Sorry to interrupt your diary I was just wondering what AQA was ? x
  • ehallett
    ehallett Posts: 1,960 Forumite
    claire0788 wrote: »
    Sorry to interrupt your diary I was just wondering what AQA was ? x

    Hi

    AQA is Any Question Answered. You can work for them doing internet research. See www.63336.com for any vacancies.

    Emily x
  • Emily I love the idea of your whiteboard, certainly something to focus on. Also your new desk idea is fab... if you were closer I have a chair you could have :rolleyes: Hope your aqa doent wear you out...

    ps well done on your latest BP win... your in the same room as me :T
  • ehallett
    ehallett Posts: 1,960 Forumite
    Emily I love the idea of your whiteboard, certainly something to focus on. Also your new desk idea is fab... if you were closer I have a chair you could have :rolleyes: Hope your aqa doent wear you out...

    ps well done on your latest BP win... your in the same room as me :T

    Thank you :D - I needed that win, I only had 80 left. I'm doing it on auto whilst answering some questions.

    I know it's sad but I love my whiteboard!! I'm hoping it will keep me focused. I may have to 'borrow' some coloured pens from work tomorrow so I can make it all pretty ;).

    Emily x
  • ehallett
    ehallett Posts: 1,960 Forumite
    Morning all

    I've got my laptop on at work trying to catch those mystery shopping assignments. God, you have to be quick to get them!!

    I've managed to get 1 with a £10 fee so only £182 worth of jobs to go. Not having much luck on Bingoport either. And no desk on Freecycle yet.

    Emily x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.