We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New plan for 2009

12021232526

Comments

  • beanielou
    beanielou Posts: 96,858 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Look forward to car pics :)
    Take it your BC is not in your DMP?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hi everyone

    Time for an update. I'm still not feeling great. It's mainly the cough that is keeping me awake so I don't get much sleep. I was supposed to go back to work today but called in sick. Bit of a shame really as I had managed to avoid going sick for 7 months which I think is a record for me.

    I have received 1 letter from a creditor (DLC who bought my Cahoot loan) saying that my monthly payment plan is in place for the new amount. Not heard from anyone else but I think I have got all of their details so I can start making my payments anyway.

    I have received a summons regarding my council tax. It has to be paid before 2nd July. Bit gutted as I thought they sent out a warning before the summons but I know it's my fault etc etc. I therefore need to get cracking on AQA to get £850 before the end of the month.

    I'm going to cut out all mystery shopping this month and I'm also only doing a 'skeleton' Avon round (ie just my usual customers) so that it doesn't eat into my AQA time too much.

    Also, I've got £110 coming out of my account on 1st July to catch up with the TV licence. However, after that I don't need to make another payment until September.

    I have gathered together loads of stuff for my carboot which I want to do before 7th July so that I can get my jewellery back before another month's interest gets put on it. Although, if I have to I guess I will have to put that money towards the council tax.

    Just waiting on a pizza from Dominos now. I think my sister took pity on me and gave me a tenner for a treat :o.

    Emily x
  • benbenandme
    benbenandme Posts: 12,381 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    How much do you need to do a day then Emily on aqa? Should we be giving you a gentle shove each day to check you're on track? :o Hope that doesn't sound rude, its meant in a helpful motivating kinda way ;):D
    Mortgage Total: £50,772/ £75,000
    Mortgage Overpayments Pot £1680
  • ehallett
    ehallett Posts: 1,960 Forumite
    How much do you need to do a day then Emily on aqa? Should we be giving you a gentle shove each day to check you're on track? :o Hope that doesn't sound rude, its meant in a helpful motivating kinda way ;):D

    Yes please :D. Would love a gentle nudge (or massive kick) every day for motivation please.

    I need to do 150 a day starting tomorrow. That works out as £855. It is do-able I think. I've stuck my summons up to remind me that I NEED to do it!!

    Emily x

    (by the way, pizza wasn't that nice, why is it always the way that when you can get a free pizza and can not feel guilty, it's not the same!!).
  • benbenandme
    benbenandme Posts: 12,381 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    wow, thats a lot emily ... i only ever managed about 5 questions before i was bored silly on aqa :o:o
    Are you going to get a headstart tonight?? :D
    Mortgage Total: £50,772/ £75,000
    Mortgage Overpayments Pot £1680
  • ehallett
    ehallett Posts: 1,960 Forumite
    wow, thats a lot emily ... i only ever managed about 5 questions before i was bored silly on aqa :o:o
    Are you going to get a headstart tonight?? :D

    I try and think of it as just 15 lots of 10. I break them down into batches of 10 and then reward myself with a break or a drink etc when I've done 10, then get back to it.

    I'm going to try and get some done tonight but still start my 150 from tomorrow and have the extra there as a back up in case I have a bad day.

    Emily x
  • beanielou
    beanielou Posts: 96,858 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow that sounds like a whole lot of aqaing hun.
    Dont overdo it & take care xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,381 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Hows the aqa'ing going hun?
    Mortgage Total: £50,772/ £75,000
    Mortgage Overpayments Pot £1680
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hows the aqa'ing going hun?

    :mad::mad::mad: My internet has been down all weekend :mad::mad::mad:

    I am so annoyed. They are refunding me 3 day's use (was down for a lot of Friday too) but that doesn't help my AQAing. It has just come back up. I am going to AQA like mad for the rest of the evening.

    I'm just going to have to do as much as I can, try to sneak some in at work and see how it goes. I can do it all day Wednesday. I think if I can get enough to pay my rent at least then it won't be too bad. I am definitely going to have to put the carboot money towards the council tax. I have got a lot of stuff for it and am hoping for around the £200 mark.

    Wish me luck :o

    Emily x
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi,
    whats Aqa please?

    SPC no:076
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.