2009 Lloyds TSB ISA

Wsb5tails

I was wondering the same thing. I had an invite but partner with slightly less but still £20k invested has not had the letter.

humfer

No sign of anything in the post for either myself or my wife either. With the expiry date in the first week in february maybe we won;t be offered the chance

bluediamond31

I have a Lloyds TSB Fixed Rate Isa, matures towards end of February 09 paying 6 1/2 per cent. I understand Lloyds TSB is sending a letter about renewal rates, they want a reply by 9/2/09. I have not received a letter, contacted Lloyds, really cannot get a clear answer, they say letters have been sent out, as I have not received one it is unlikely that I will now receive one. I will have to wait for their new rates after 9/2, surely these will be lower. They cannot explain why some customers get a letter others do not, is this a Lucky Dip, can anybody help.

whu

so02see wrote: »

I was wondering the same thing. I had an invite but partner with slightly less but still £20k invested has not had the letter.

The quoted rates start at £15K so anyone who has more than that should get a letter you would think but I like others who have the minimum still haven't received a letter so who knows?!

whu

I have been into a branch and saw the information provided to staff about this offer - it said that not all customers will receive a letter and it will depend on balance and relationship with the bank - it also said that if a household has more than 1 ISA with lloyds only one of either the husband or wife will get the letter - the advisor also said that it is likely that if 1 member of the household has less of a relationship with the bank (ie only opened an account recently) they are more likely to get the letter in order to entice them to do more business with the bank - it seems that long standing customers are getting less priority!!
Hope that clarifies things

Richchad

My wife has had the offer letter, but I haven't..:mad: We both have similar amounts, over 30k and are both new to Lloyds.

If we do go ahead with accepting the offer, I would want for both of us to do so, not just one, if we feel it is good enough for one then it is good enough for both of us.

Surely Lloyds would expect that it is likely that a husband and wife would probably save in the same ISA's.

I wonder if I copy my wife's application form, amend the copy with my details and tell they either accept both or neither..

Now I am just hoping there is a better offer elsewhere

MJS996

The loyalty thing seems to be holding true - my first and only account with LTSB is my ISA opened last year, and I've had the letter.

derrick

MJS996 wrote: »

The loyalty thing seems to be holding true - my first and only account with LTSB is my ISA opened last year, and I've had the letter.

Same here, but no letter!

Bogof_Babe

Huh, my husband hasn't had the letter either and he's been with Lloyds all his life. Serve them right if he moves his current account elsewhere.

Wsb5tails

Well if they want to loose 50% of the investments they are holding, then so be it. It kind of makes our joint decisions easier, if we invest 1 lot with Lloyds and the other elsewhere we can offset any detrimental rate moves between us.

Remember the offer is to selected customers at the moment, the implication is that this deal will be widely on offer to anyone in the months to come.