The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

cha97michelle

Taka - thanks for those links. I really need to get back aboard with the £4k gang. The first 6 months of this year i was really good at it and then i lost it when i fell ill and haven't really fully regained it however much i have tried. Just too many other distractions really. 2010 is going to be much better i've decided.

golfiematt

[* I'm going to look into getting a water meter (have been procrastinating for ages) and switching utilities
/QUOTE] re:curlygirl1971
ive thought about a water meter for a while until a saw a programme on tv where some guy had a leak outside that leaked down his drain.The water company wanted over £1000. If i ever do get a water metre maybe some sort of insurance on the water pipes will be needed for peace of mind. Or check the meter regularly!

Floxxie

Make sure you don't buy a new build then - you have to have a water meter. I do miss the days on unmetered water

cake21

taka wrote: »

If you are interested the 4k challenge is here but it is almost finished for the year. This is the one for 2010 (it has been renamed as we have loads of different budgets not just £4k/yr!)

Thanks taka this looks brilliant and I've signed up
(been meaning to set a budget and stick to it for years )

Trying_to_be_good

Ooo - hello everyone.

I've just filled in the google form to update my entry on the chart, for my mammoth challenge. The main situation is that we have a very chunky mortgage, after years of me having a mortgage on my own that was nearly paid off. I got married, and we moved to a lovely forever house, both on good salaries but I really don't like my job. So, this is for three years of paying off as much as possible, so I can then cut my hours/find a job I like even if it pays a lot less money.

So, that's me - good luck everyone!

black_taxi_2

what kind of job do u do?

weezl74

wynnvegas wrote: »

All in all, we're taking a lot of the advice from this site without going to the extremes of bulk cooking and trying not to save every single penny.

Hiya, hope you don't mind a nosey question, but what is it that puts you off the idea of batch cooking? I find it loads less hassle, work, shopping and washing up than cooking from scratch each day, I'd be interested to hear your experience/perspective on it

wynnvegas

weezl74 wrote: »

Hiya, hope you don't mind a nosey question, but what is it that puts you off the idea of batch cooking? I find it loads less hassle, work, shopping and washing up than cooking from scratch each day, I'd be interested to hear your experience/perspective on it

Hiya Weezl,

No problem - be as nosey as you like!!

It's the freshness piece that I don't like. Freezing stuff once cooked just isn't as good as having it fresh. There are only the two of us in the house so there's no massive economies of scale and, as we eat a lot of rice and pasta (pasta is particularly dry when frozen then reheated) it only takes a maximum of 20 minutes or so to whip up a meal for us both.

In saying that, I may well be missing out and I certainly mean no disrespect to those who do cook in big quantities as I do appreciate the savings it can generate. I normally buy lots of mince and chicken when it's on offer and freeze those so I bulk buy and freeze then take out just what we need per meal the night before.

Cheers,

Billy

yukkibear

I just paid my first £50 off the mortgage :j:j small amount but it feels so good. I was shocked to see it would save me almost £150 from the total of the mortgage overall. That's motivation enough for me.

wynnvegas

Another landmark - 350 days to go and counting - it really doesn't seem that long ago that it was 400 days! Time flies when you're aiming for mortgage freedom...