The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

RosieTiger

Well done, another one over the line

black_taxi_2

as you do on our MF journeys -you sometimes hav to shilly shally

My emergency fund has been raided-- decimated

will slowly build again

Kaz2904

Having just updated my snowball and my signature, I am very happy to report that on payday (22/11) which will be my last mortgage payment of this challenge, I will only have to pay £769.71 +my months interest (£25.54 IIRC) to meet my 3 year challenge. . Am very happy that I will be finishing this challenge ahead of target despite not being able to clear our mortgage during the 3 years. I shall continue to plod along until it's gone in April- unless I manage to find enough to clear it before March. Depends on work really and the overtime. If I am able to fit in 5 extra nights at some point (2 weeks worth of hours :eek:) then I will earn enough to clear Aprils payment before April. But I would have to do those shifts before 28th February so it might be a bit tight!


Keep going everyone, we're almost there

brizzledfw

Hi all

Just dropping by after being AWOL..but still keen to carry on OPg..despite the decimation of savings ( good word taxi!) and overspending of recent months...was a decision ever made to start a new challenge for these of us who will still have mortgages on 13/12/12? I know FB talked about it a few months ago..

Great to see so many people crossing the line to MF blissdom!

Brizzle

tattycath

brizzledfw wrote: »

Hi all

Just dropping by after being AWOL..but still keen to carry on OPg..despite the decimation of savings ( good word taxi!) and overspending of recent months...was a decision ever made to start a new challenge for these of us who will still have mortgages on 13/12/12? I know FB talked about it a few months ago..

Great to see so many people crossing the line to MF blissdom!

Brizzle

https://forums.moneysavingexpert.com/discussion/4152769

black_taxi_2

reduced mortgage by £1007 nov

hard to beleive only one more payment 12/12/12 thread

wont break 20k barrier---save that for MFW-T3 challenge

g/l all

gallygirl

black_taxi wrote: »

reduced mortgage by £1007 nov

hard to beleive only one more payment 12/12/12 thread

wont break 20k barrier---save that for MFW-T3 challenge

g/l all

Well done BT, a four figure sum is v impressive :T.

Hope all's well with you, you've not been about much.

gg

brizzledfw

Thanks TattyCath..I have signed up to T3! Sobering to think that it's the same goal as for T2... But I do have new debts to clear as well..plus we did buy a new campervan..so inevitable really. Its good to have a shiny new goal!!

spidystrider

I've just made my last big payment before the end of this challenge. We scraped together £20,450, taking us down to just under £73,000, so I'm delighted with our first three years. There's still another months payment to come off, so it'll drop a little lower.

Well done to everyone else and good luck in the next 3 year challenge, which I will be joining in with.

twiga_2

RosieTiger wrote: »

Twiga, this challenge is effectively closed as it started last December. There is a 2010 MFW challenge, which will no doubt be replaced by a 2011 challenge for next year.

Sorry to chime in again in the wrong thread. Congrats to all that have almost achieved the FIT challenge.

I'm almost there as well.

Woohoo.