The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

Jock_Tight

gallygirl wrote: »

A 4! You got a 4 . Not fair. I want a 4 .

Well done (said very grudgingly )

:j:j:j

Thanks

Wont be long before you break through the £20k barrier!!

gallygirl

black_taxi wrote: »

july--reduced mortgage by £955

a few milestones

passed the 50% mark---ive paid more than i owe
broke thru 24k barrier
broke thru £80 interest fee--now £77

g/l all

Well done :T. I love all the little milestones along the way, they really keep you focused .

Jock_Tight

Regular mortgage payment for July has just came off taking us down to £4260.

Only 4 mortgage payments and 4 fixed over payments left.

125 days till mortgage free.

gerbiljo

bumpity bump! 46 days left for us

RosieTiger

gerbiljo wrote: »

bumpity bump! 46 days left for us

Wow, almost there!

Trying_to_be_good

Our building work is behind schedule which means more money is still in the offset as they're not invoicing the final payment yet, but loads of hassle as it was supposed to be finished before OH was back from his Op tour in Afghanistan. But he's back safe, and it's a little less interest we'll pay on the mortgage.

Never again will I take on project managing and contributing to a building project!

black_taxi_2

try to be good---i had cowboy builders 3 years ago--had no heating during the winter---cost me 5k to put it right(nearly had a nervous breakdown)

that part of reason why i joined this thread---to do something positive

Trying_to_be_good

Tax rebate of an enormous £31.48. Every little helps!

Should get a refund from last year and the year before, too, to make up for the fact they made me pay an extra £567 last year that I didn't really owe... It'll all come out in the wash!

Alion

well, we've just signed the paperwork to take on another £180k for our new house we're buying. I'm going to just focus on the original mortgage for this challenge, but will look forwards to another big push in the next three-year challenge.

It's amazing, we could never have even considered this house without the overpayments we've done. And we'd never have managed that without the support of this site. Feel so good about it all. Thank you

RosieTiger

Trying_to_be_good wrote: »

Tax rebate of an enormous £31.48. Every little helps!

Should get a refund from last year and the year before, too, to make up for the fact they made me pay an extra £567 last year that I didn't really owe... It'll all come out in the wash!

I am hoping for a reduction based on my last figures just gone into HMRC but every time I think that they seem to find that I owe them just a little bit more!