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The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

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Comments

  • No 95 I've updated via google docs.

    Judging from achieving the same target over last year, which was our first year of this mortgage, our estimate is that the target is achieved. I'll be able to give the exact state of play in Late October.:)
    No longer half of Optimisticpair


  • No 95 I've updated via google docs.

    I've not spotted that come through on the updates sheet that it should write to. Could you have another go when you get a moment.

    Thanks,
    FB
    Mortgage and debt free. Building up savings...
  • Hi FB

    Just to let you know I've just sent my update via the Google docs spreadsheet.

    For the record, my start balance was £85k and it's now £83,642.

    Also.. my car has developed a problem, I've taken it to the garage today so hope it's not going to be too expensive :o
    Hmm, cost me £145 in the end :eek:
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Hi there FB,

    This is No. 73 checking in...

    Just submitted my update via Googledocs. For the record my mortgage now stands at £47,430 against the opening balance of £59,000, so I'm on track so far.

    Best wishes,
    Queen-Bee
  • Hello all!

    Great to see people have already updated, but I need to wait until the payment for this month and the automatic overpayment of £250 have gone in before I do so. Fingers crossed that it is enough to get the required percentage!

    (Fingers crossed also that we get our first choice of secondary school this morning, but that's another matter!)

    Best wishes to everyone
    Hooby
    MFiT-T2 #49 December 09 £15373, January 12 £0 target £0 by 12/12/12
    TARGET MET 11 months early - YIPPEE
    MFiT-T2 #50 August 11 £111,691.25, December 12 £96,699.20 target £99,999 by 12/12/12
    TARGET MET 3 months early - YIPPEE
    MFiT-T3 #49June 14 £76338.33 target £49999 by 12/12/15
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Number 56 checking in, I have updated via the form. Well done everyone on you payments, I hope to improve on mine as soon as my other debts are gone!

    Total now £127785
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    #85 checking in at the 25% mark as at today. Original balance of £31,500 is now £23,625. Thanks to everyone for keeping the motivation up as I would have slipped behind already is it hadn't been for the shame of not meeting my stated MFiT2 number!!

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Number 6 updated via GoogleDocs. I was going to leave it until the mortgage payment comes out on Friday, but I'm spending £7k of the offset on a car tomorrow, so thought I'd better strike now while it doesn't look too bad :o
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    edited 1 March 2010 at 10:40AM
    Hi Guys

    SO leaving my account today for £120 OP bringing total OP's for the 1st target to £1979.00 (Damn I should have rounded it up!). Am currently ahead of target but only because I used a portion of my bonus in late December to make an OP - things will slow down over the next couple of months.

    Original Bal was £45490.41, Balance now at £42936.42 = £2553.99 reduction

    Shall update via Googledocs

    Well done everyone else!
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    147 reporting for 12th march update

    £3884 paid
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
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