Wednesday 7/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• make a loaf in breadmaker - done
• check online banking - done
• move some money into savings - done
• update spreadsheets
• storecupboard meals
• swim and jacuzzi to use gym membership - didn't manage yessterday
• reduce ,reuse, recycle at least one item - use tin of xmas chocs at cinema show with oldies later
• do one thing for fun- watch mamma mia with oldes on big screen
• do something nice for someone else - feed oldies my xmas chocs instead of snaffling them myself - great idea fay:)
• sparkle

good morning everyone, happy Wednesday. Lots of paperwork to do this morning then this afternoon we have a cinema show (big screen) coming - oldies going to watch Mamma Mia on a 6ft screen.
Must try and find time for swimming this evening too, short of time now back at work:rolleyes:
Hope you all have a great day, hugs to anyone feeling poorly and welcome to any new posters:D

Pips mum - no signs of pips arrival yet???

Catch you all later.

KTjazz

Hello everyone!

today I have/will

- check online banking
- finish my homework
- do a load of washing at 30
- get the dishes done!
- store cupboard meals
- no spends except factors bill
- update MSE diary
- call in some money owed to me (got £120 from my mum, I feel bad about this though, I'm sure I owe her way more than that and am waiting to hear about another £115 I'm owed, these will both go towards my course)

Thats all for me.

KT. x

Pippilongstocking

Today hi guys
Well – up late whoops
Today
Check bank and pay phone bill
[STRIKE]Sort out laundry later[/STRIKE]
[STRIKE]Feed lodger and do his room[/STRIKE]
[STRIKE]Shopping list done, shop at lunchtime[/STRIKE]
Walk doggies
Wii fit – 10 mins yesterday woo hoo (wii fit age 23) it lies it lies
Work like a beast
Thus far my noggin isnt awake so not much processing slept for 9 hours last night now feel like have a pillow inside my head.
Waving – silly socks – probably big confrontation at work today as my immediate boss has given me some pretty horrible comments – pah to him.

CGKR2009

Woke up early (6.30.... guhhh)

Had a coffee for breakfast instead of buying Starbucks - done
Will cancel phone contract and go pay as you go..... to do
Do a couple of hours overtime to up the pennies on pay day - done

Most importantly - no spending today

mooomin

Good morning all!

Here is my list of things to do today in preparation for the What Small Things thread arriving:

Check online banking
Made PAD

• Breakfast and dinner at home
• [STRIKE]
  
• Lunch and flask taken with me to work
• [/STRIKE]Go to the cinema tonight with my free cinema card
• Bring my own sweets to the cinema to avoid losing a potential NSD
• Cancel Experian
• Post Amazon parcels
• Respond to Ebay query from potential buyer

T'other half just looked up and said "Do you ever get off those forums?!"

OliveOyl_2

Morning All :hello:
I feel bright this morning perhaps now the weather has warmed up to 0 degrees it feels Spring like???

Today I have/will:

• done my banking, found something else I'd bought while away It was the last available tickets to go to Robben Island when I am next in Africa (we're going to travel around being tourists for a change) in February. They sell out very fast so had to be bought 8 weeks in advance, can't really not go when we have the opportunity, but £40 to be found now.
• already taken two TV's to the "recycling centre" (called a dump when I was a child) not really MSE, but part of my challenge to declutter.
• MS at lunchtime.
• will make a loaf in the BM
• go to the gym tonight
• cook supper from what's in the freezer.
• make a big leek & potato soup for lunches over the next month (not for every day :rotfl: )
• chase my brother to return the slow cooker he borrowed over Christmas.......
• close my A&L account (should have done this yesterday )
• talk to planning dept about building an extension.....

Have a good day everyone. I'm in OH's black socks, mine have all gone awol

Bagpuss741

Today I have/will

1. Checked online banking
2. Received £25 cold weather payment
3. Complete any surveys that arrive in my inbox
4. Walk dog locally
5. Not use car
6. Finish anatomy assignment and if I get time type it up
7. Play free scratchcard
8. NSD
9. Paid credit card online to save a stamp:D
10. Pay mother £150 off what I owe her (now only owe £150 which will be paid off next month:j)
11. Storecupboard meals
12. Continue to use up old toiletries
13. Sparkle:D

halight

Morning all,
Today i will/have done,
Cheak onlie banking,
cheak quidco,
pay gas/elec,
pay coucil tax,
do payment a day on my CC,
do any online servays,

Have a great day all

MrsAudus2b

Good morning all :snow_laug

Today I have/will:

• Have checked online baking - honeymoon payment has gone out
• Had 24p left in bank...transfered this to c/c...every little helps!
• Have a NSD
• Currently having my breakfast - need to get into routine of doing this at home every morning for both DFW reasons and healthly ones!
• Two work assessments this morning
• Then to office for the rest of the day
• Read wedding magazine mum gave me in lunch hour
• Made packed lunch last night
• Storecupbaord tea tonight - gammon, egg and mushrooms
• I'm re-joining slimmining world tomorrow in prepartion for my big day! Need to add weekly costs to my monthly budget
• Go through all old slimming world stuff and make some meal plans - I want to be healthy and stick to my weekly grocery budget!
• Do rough budget plan for payday (get paid on the 19th of each month)
• Staying in tonight with OH

Have a good wednesday everyone
xxxxx

shopaholic84

Morning guys,

Today i will/have:

• Post Amazon item
• Have a NSD
• Check online banking
• Write at least 2 Dooyoo Reviews
• Pay Kays bill
• Played free scratchcard - won 10p

I think thats all for today.., have a great day all!!
xx

mickey_mouse

Goooooooooooooood Morning

Mrs Aubus good luck on joining SW- I am a member (weigh in tonight:eek: )

Sophiesmum- i think i must be the only person in the world who hasn't seen Mamma Mia:o

today I have blue (well turquoise if we are being posh:rotfl: ) fluffy socks on which will get changes for thinnest socks for my weigh in at SW tonight.

today I will do ...

- daily clicks
- comps
- daily scratchcard (£5 wahoooooo:D )
- surveys
- Wii Fit (done)

have a good day everyone