Monday 5/1/09 Wht small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• make a loaf in breadmaker - done
• check online banking - done
• move some money into savings - done
• update spreadsheets
• go back to work after xmas break:eek:
• catch up on lots of paperwork
• storecupboard meals
• reduce, reuse, recycle one item - printer ready for charity shop - OH just had new one given to him.
• do one thing for fun - read these forums in lunch hour.

Good morning dfw's. Back to work today after the long break:eek: need to get in work mode again - not working so far:o
Hope you all have a good day. Hugs anyone who is feeling poorly. Welcome to any new posters and hi to the usual gang:hello: :hello: :hello:

Catch you all later - need to get my act together now:o

halight

Hi all,

Today i will/have done,
Cheak internet baning.
cheak quidco.
do payment a day on CC.
do any online servays.
Have a look at the job center website.

Have a great day all

mooomin

Today I have done/will do:

• Check online banking Done! On track to keep overdraft at the same level as last month - very proud
  
• Make PAD
• Take flask of hot water into work so don't spend on coffee
• Take lunch to work
  
• Get t'other half to post my Amazon parcels
• Clean kitchen
• Make dinner at home
• Go to Asda and pick up essentials only
• Check OnePoll and do some Toluna opinions
• Sign t'other half up to free trial of Audible
• List at least one more item on Amazon, see what else I have that could be put on Ebay next weekend

And that's my list for today - not bad for a Monday!

Pippilongstocking

Morning all
Back to normal routine woo hoo

Today
shopping list - whoops not quite sorted that yet
laundry hokey cokey - just the one
lodger room to do - visitors did it for me grand
get dressed (proably soon) - went to work in clothes not pj's so thats grand
Organise the cupboards and figure a tea list -see shopping list
Think about brain working again - caught up on some work stuff, organised life to tomorrow so its been bitsy but productive
Collect other dog from her holidays - dog delivered so a petrol bonus - she looks great they have brushed her everyday - shes now sulking - DS announced that actually he probably doesnt want the dog to look after anymore and perhaps the nice people who looked after her might want her (we are only dog sitting for a pal who's away for 2.5 years) no idea what to do - pah
Not sure otherwise yet will add as the day goes on - enlisted in sealed pot challenge, fed lodger and phoned a couple pals etc, emailed lady's about lodgings and will see how that goes - ta for the excellent advice
Oh yeah look at bank (not looking forward to that one) - bank surprisingly ok, but £12 charge from CC as somehow went over this month - how????????
Write on my calender money stuff - see shopping list
Enquire about oil prices from suppliers - tomorrow
Do one thing for fun - read a book that was non work
sparkle - mini sparkle today don't want to over do it
and - do one nice thing today for fomeone else - gave brother's gf a lift to the airport and a big hug goodbye (she tidied lodgers room so that's kinda nice of her too)

Stripey socks today first day back, not done a jot of work over hte holidays - whoops but am relaxed I guess.................

skint-student-nurse

morning!

on my list today is:

• cancel mobile phone contract (costs £50 pm,eeek!) to one that is £15 pm
• plan dinner menu's for the week
• add more ites to ebay
• pay in my pennies from my penny jar - £37!
• go to work for 6 hours
• do more washing @ 30'c

have a good day all!

KTjazz

Morning!

Sorry for my disappearance. But I'm back now! Yey!!

this post might get edited later...

today I have/will

- charge mobile at work
- call council tax people and shout at them
- check online banking
- use gym membership
- drink free coffee at work
- pay parking ticket before it goes up to £60!! (it's £30 just now)
- car share to work
- update MSE diary (desperately needed)
- samaritans shift tonight
- washing put on overnight
- dishwasher on overnight
- store cupboard meals

I think that is everything!

KT. x

Miss_Piggy_2

Good morning all - and Happy New Year to you all you small DFW regulars!

BAck to normal today - sort of. Weather is atrocious so my Dad rang to say I shouldn't attempt to get to my brothers to do the cleaning (he lives in the middle of nowhere and roads ice up badly) so my morning is my own! Would have slept in longer if I'd known! :rolleyes:

Also my days are changing now....little one gave up his daytime nap over the holidays so he will be up all day now. He starts going to nursery wednesday mornings on top of when he normally goes, and he has a speech therapy group to go to on a Friday morning. I'm a creature of habit and I hate change...will soon get used to it I'm sure!

Anyway, I'll stop rambling and get on with it!

* Do Meal Plan for week
* Change into sealed pot
* Check on-line banking :rotfl:
* Fill up car at cheapish garage
* Do some competitions
* Do any surveys that come through
* Keep on top of cleaning / ironing etc
* Do one thing for fun (I like this idea!!) - prob play dough with little one
* PAD pay £1 to internet savings
* Make soup for lunch using old wibbly veg in fridge

Have good chilly days all!


Miss P
xx

mickey_mouse

Gooooooooooooooood Morning:D

cold and icy here too .Lucky I have pink fluffy socks on:D


Today I will

-do daily clicks
-do comps
- do scratchcard (10p)
- do wii fit (done)
- try not to spend too much in Mr T's
- go back to my Taebo class tonight (haven't been in over a year so it will hurt:rotfl: )

have a good day everyone:D

savingforarainyday

Goodmorning everyone.

Back in the swing of things now.:D

Today I will
Check my online Banking
Put my change from purse into big sweetie jar (done)
Do more washing at 30 deg and put dry stuff away
Go to garage to discuss what we are going to do about car:o
Contact hotel to pay for them to send on handluggage
Get ds started doing a plan of study for this term
Take little dog for walk, free excercise
Tweak new computer security programme
File papers/bills away that have come while we have been away
Meal Plan until dh payday
Look for a builder to come and give quote for wall
Clean Kitchen
Hoover Stairs and Landing
Call and see client (she lives in walking distance)
Do work planning to get organised for month.
Find out cheapest bus ticket for week coz i'm not insured for friends car
Check mobile phone online to see what i have spent on it whilst I was away
Check gas and electric usage

Have a good day:D

shopaholic84

Morning all,

Back to normality today, back to work - boohoo!

Today i have/will:

* Check online banking
* Try and do one review on Dooyoo before going into work later
* Done free daily scratchcard - won 20p
* Update daily spending spreadsheet
* Pay Kays bill
* Have a NSD

I think thats it for me today. Have a great Monday everyone.
x

mbaz

Morning all!

Today I have.will

- checked online banking
- take library books back (on time and avoid a fine)
- look in sales but only spend the £8 vouchers I have left
- get something (cheap) for tea
- free scratchcard
- clicks and surveys
- check for mystery shops
- working tonight

and that's it!

Have a good day all!