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Gemmzie's "Finding Some Balance in 2009" Diary
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Update time...
We took £4k off the credit card as that's what we can comfortable afford to pay back.
That will cover £1.5k (boiler), £1k (van repairs), £900 (overdraft - yup gone up :mad:) and some of the mortgage overpayment.
Then the savings will pay back the card until July 10.
Next focus after that is a scramble for holiday money by August 10!No longer using this account for new posts from 20130 -
were do you plan on going gemz? or is this for the parents cruise ? read your diary you have been very busy and organised ...got any spare organisation going? i could do with a wee bit lol0
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were do you plan on going gemz? or is this for the parents cruise ? read your diary you have been very busy and organised ...got any spare organisation going? i could do with a wee bit lol
This is for the parent's cruise. I don't have a diary for me, as I'm just plodding along now and saving as much as possible!
I have to be, no-one else is :rotfl:No longer using this account for new posts from 20130 -
Thought an end of year update was called for, so
Current Debt: £4000 @ 0% till Jul 10
DMP: £22,118.19
Savings: £800 - ready for overpaying mortgage, £875 - for cruise, £500 - emergency fund, £881.27 - for the £4k debt
Have joined The Dragon's debt free by the Olympics (July 2012) challenge so hoping to have the DMP gone by then (approx 18 months early).
Wish us luck
No longer using this account for new posts from 20130 -
Ey up Gemmzie :wave:
HAPPY NEW YEAR
:D:D:D:D:D:D:D:D:D:D:D:D:D:D:D ......Gettin' There, Wherever There is......
I have a dodgy "i" key, so ignore spelling errors due to "i" issues, ...I blame Apple0 -
Hope 2010 is everything you wish for hun xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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