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Gemmzie's "Finding Some Balance in 2009" Diary

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  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Jenna i hop0e that the meeting with your boss goes your way, and Gemmzie well done on the mortgage drop, hope you get the right decision/information that you want today
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Jenna wrote: »
    Wow great news re the mortgage rate! I'm sure you'll consider carefully what to do with it but one idea could be to save it (to use against the mortgage if needs be to get a cheaper deal - for example if you wanted to re-mortgage to a 50% mortgage not a 70% - or whatever your personal situation is with mortgage obviously!). Hope tomorrow (today?) works out well for you - I've got a BIG conversation with my boss tomorrow re my health which has me on edge - wish me luck & likewise, I'll be thinking of you xx

    It'll be going towards the savings list in my first post. Our mortgage is about 40% but the secured loan takes it to about 50%. Not much chance of re-mortgaging with the DMP though!
    Good luck!
    No longer using this account for new posts from 2013
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    Hi gem did anything happen today :confused: been thinking of you all day :rotfl:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I was shattered last night and didn't have a chance to say but they postponed the decision until today.

    So, today my mum found out if she was going to be seriously scaling back her hours and job or whether she got the grant that she applied for.
    She got it :j :j :j :j
    This means that she's definitely got a job for three years at the salary she's at plus the standard 3% yearly increase AND is increasing her hours.
    Bottom line is - she should be getting around £160 extra per month :T
    No longer using this account for new posts from 2013
  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    Good luck for 09 Gem xxxxxx
    On a mission
  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    Gemmzie, that's fantastic news.
    With that and the mortgage reduction, you must be feeling relieved.
    Official DFW Nerd Club - Member no: 203.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    whatatwit wrote: »
    Gemmzie, that's fantastic news.
    With that and the mortgage reduction, you must be feeling relieved.

    Definitely and it looks like Dad has work into the Spring, considering he's self employed and in the building trade - we are relieved to say the least!

    New SOA coming up tomorrow
    No longer using this account for new posts from 2013
  • HallamLad
    HallamLad Posts: 208 Forumite
    That's excellent news for you mum, having that security in these times and getting extra money too must great to know! :j
    Keep the Faith!
  • System
    System Posts: 178,344 Community Admin
    10,000 Posts Photogenic Name Dropper
    Brills Gemm x
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news Gemmzie.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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