We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Gemmzie's "Finding Some Balance in 2009" Diary

Options
13567

Comments

  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Hit another minor snag, our suite is dying :( The springs in one of the chairs has gone and it's so bad that it's going to ruin the wood floor if anyone sits in it. The sofa is sagging. It's all about 20 years old. So next thing after the boiler is a new suite!
    No longer using this account for new posts from 2013
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You could always try freecycle?
    Ditch the chair meantime if it is damaging the floor.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Bean bags are the way forward.........:confused:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I did suggest swapping the chair for my chair-bed which is waiting to be got rid of and got a dirty look :rotfl:
    Our local Freecycle is a bit rubbish, we've donated but a lot of stuff is tosh or snapped up so fast :(
    No longer using this account for new posts from 2013
  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    I agree freecycle can be a right drag! hows things going babe?
    On a mission
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I hope your folks are being more active in the finances hun. Still don't think it's particularly fair you being burdened with it all but I'll shut up in case I upset you. :silenced:

    Don't know what sort of budget you have but I used these guys and found them alot cheaper than the normal high street stores. :)

    http://www.sofasofa.co.uk/
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    lauradora wrote: »
    I agree freecycle can be a right drag! hows things going babe?

    All quiet and good for now, just need to start getting some income in, January is a slow starter.
    Next step is to reclaim some charges and CCA a creditor.
    southernscouser wrote: »
    I hope your folks are being more active in the finances hun. Still don't think it's particularly fair you being burdened with it all but I'll shut up in case I upset you. :silenced:

    Don't know what sort of budget you have but I used these guys and found them alot cheaper than the normal high street stores. :)

    http://www.sofasofa.co.uk/

    Yeah they are and dad's paying me to do his accounts as he'd have to pay an accountant anyway.

    Thanks will have a look.
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Another carppy January draws to a close and once again we are in the poo. £770 short on the normal monthly wage and no money for food or bills for February. Grr.
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Haven't updated for a while. February was much better wages-wise, picked up to a little above normal so if March is also good, we should even out okay.

    Only making minimum payments at the moment as we have no cards to overpay (:j). One of the DMP creditors has a CCA, another is shortly due a charges letter.

    Onwards and upwards. Oh and as of the 15th, we'll have £2500 in savings :D
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Little milestones for us....
    * Savings have hit £3k :D
    * Van is dying but dad's boss is helping to replace it :T
    * HSBC card is gone...all £8k of it :j (Went to DCA, asked for CCA as they'd bumped the charges, no reply so we aren't paying).

    So allllllll good :D

    Nearly a third of the debt gone :eek: Must play with the snowball
    No longer using this account for new posts from 2013
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture