We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Flying gleefully into 2009 - One Fresians adventures in debt-busting

Options
12324262829154

Comments

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Quick post before I start work - you know how I said it was going to be cold?

    I never blow dry my hair in the morning, I usually let it dry naturally. This morning it started to freeze while I was waiting for the bus :rotfl:
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    Quick post before I start work - you know how I said it was going to be cold?

    I never blow dry my hair in the morning, I usually let it dry naturally. This morning it started to freeze while I was waiting for the bus :rotfl:

    As my great-grandma used to say: 'If you do that you'll get reumatics in your head!'

    I'm not sure what reumatics are, or how you get them in your head, but I felt it my duty to pass on that piece of wisdom :D
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    My Dad always said we'd catch Chincuff if we went out with wet hair - and 40 years later I still haven't got it, but wouldn't recognise it if I did :D
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    Chincuff? Gosh, that sounds nasty... possibly even worse than reumatics!

    Be warned Fresian! Chincuff and reumatics lurks around the corner for you! :rotfl:
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Just wanted to pop and say hi and it is very interesting to see what everyone else is doing to shift debts!!!
    xxx
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    So, my plans for today:

    • [strike]Hang up washing [/strike]
    • [strike]Check online banking[/strike] My direct debit still hasn't come out, I'm going to pop into the bank later and ask about this...
    • [strike]Make PAD[/strike] Just £1 for me as I have had to lend t'other half £40 for his bouncy direct debit and I don't want to be short for the month - I now have £80 to last me until the 23rd. Eek :eek: This isn't too bad though as I have money in the groceries budget to feed us, I have money in the Entertainment budget that I will break into if times get hard. I just want to stick to my budgets!sad0144.gif
    • [strike]Make my own lunch[/strike]
    • [strike]Take flasks of hot water to work[/strike]
    • [strike]Get t'other half to make dinner :D[/strike]
    Evening all!

    As you will see from above, I had done all of the things on my list again, yay! I have also done some washing and got some bargains from the shops - without compromising my NSD.

    Conditioner - two bottles for £1.20 in Boots clearance section, as they were Herbal Essences they qualified for the 100 points too. So really only cost 20p :D I have now bought three sets of these this week, and I won't have to buy conditioner for months now :j This was all bought with a Boots gift card, so no money spent.

    Books - Bought two half price books for me in the WH Smith sale, and a paperback for t'other half which was reduced to £1 because of a tear in the cover. Bought with book tokens, so again no money spent.

    I was meant to be going to the pub tonight, but my friend didn't want to leave the pub and have to walk from her bus stop to her house when it was cold and icy in case she fell :rotfl:We're going to go after payday instead.

    I also didn't go to the cinema as t'other half didn't want to go. I am going to frogmarch him there soon as I really want to see Frost/Nixon :rotfl: I also found out that because I have a Cineworld Unlimited card I can get a half-price meal in Zizzi so if we go to the pictures soon we might have to go out for dinner too!

    Not a lot else to report really, my direct debit still hasn't come out of my account, which is now starting to worry me as I don't want a late payment noted anywhere. Halifax were no help (I think it's because the person I asked in the branch was a bit of a diddy, I will call their helpline tomorrow!) and I haven't checked with A&L yet, I will do that on my lunchbreak tomorrow.

    Has everyone else had a lovely day?
  • Hey FF
    I've got an unlimited card as well, best £12 spent each month!! :) Out of curiousity where is Zizzi? I only ask as I have never heard of it.

    I've had a very lovely day, really cold when out in the garden with the kids at work though. Had a lovely letter from my IP stating they no longer have any interest in my car! I also cancelled my direct debit to them :j
  • Hi FF

    Just popping in to say hello. Your diary is an inspiring read. I have just started a diary last week and am new to all this.

    DC
    Mortgage: £59709.77 (26/08/17) Now £58683.93 MFD Nov 2033
    Current OP Savings £3952.68.
    Milestone no 1 reached 07 Dec 17. Working towards milestone no 2 net debt £50000.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Palema wrote: »
    Hey FF
    I've got an unlimited card as well, best £12 spent each month!! :) Out of curiousity where is Zizzi? I only ask as I have never heard of it.

    Zizzi is on Fountainbridge, if you walk from Cineworld towards Lothian Road, on your left will be the big Bank of Scotland office building, on the right will be that office block thing with Cargo (the bar) on the right, walk up beside Cargo through a little alleyish thing and Zizzi is on your right. There is also one just round the corner from Ryans bar in the centre of town.

    Enjoy!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi FF

    Just popping in to say hello. Your diary is an inspiring read. I have just started a diary last week and am new to all this.

    DC
    Hello hellowave.gif

    I'll be checking out your diary now!!

    Feel free to lurk or comment, but if you comment you have to bring virtual cake :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.