Flying gleefully into 2009 - One Fresians adventures in debt-busting

metrochick15

Echeques are when you only have a current account attached to your paypal account. Paypal wait until they have received the money from your current account and then they will clear the echeque. If you have a credit card attached Paypal know they can take the money from your ccard if it doesn't clear your current account. Hope that makes sense. I agree with Laura - don't post until you receive the cleared money!

5*shopaholic

HELLO
I REALLY CANT STAND ECHEQUES
it means that the buyer probably didnt have money in their paypal acc
they take longer than a normal chq because they have to clear with paypal first!!!???
DO NOT post till cleared
they will let you know whan it clears

moo2moo

I second that. I had someone pay by E-cheque on the 28th of May and its still not cleared.

mooomin

All of my Ebay problems are now sorted:

Broken Mug Girl sent me a picture of the item (Sodding Royal Mail) and I have refunded her the full amount of her purchase as it really wasn't her fault. I got the following feedback:Really excellent ebayer. Great service after problem with postage - v impressed

*pride*

eCheque Girl didn't know her card had expired and when I told her payment wouldn't clear till the 25th - 29th she was quite upset as she wanted the items for her holidays. I cancelled the cheque and she has now paid properly so it can be dispatched today and I will hopefully have another happy customer. Thanks to all of you who helped with this!

My latest lot of Ebay money arrived this morning, so £46.88 has been paid out now - £20 to my Redundancy/Loan fund and £26.88 back into my Instant Access Savings which I use to top the Redundancy Account up. Oh Sh*t I'm Redundant Fund is now at £500! I don't think I have ever had £500 in savings that I haven't broken into for something else *more pride*

Money

£24.05 in my Spends account, £14.05 is an uncleared cheque and will go to PAD when it's cleared
£14.53 in my PAD account
£9.59 in Groceries account
£10 in my purse

I'm trying to keep things nice and simple for the rest of the week until payday on Tuesday. I have eaten lunch at work twice this week instead of bringing food with me, so home-made lunch from now on. The groceries budget will hopefully last until then, but it's touch and go given how much milk we drink...!

Nothing else to report really, hope you are all well

mooomin

pointypenguin wrote: »

Good luck with getting it sorted with Royal Mail as they are generally a pain in the bum, hopefully they don't give you all the compensation in stamps either or you will have to do lots of posting in future.

I would be happy with stamps as compensation as that always comes in handy at Christmas

The_Golden_Goose wrote: »

F_F - ah man, I missed the doughnuts.

You are so organised cash wise. I am still really bad and need to get my head around my pennies and get a spreadsheet or something going.

There are always virtual doughnuts in this thread, help yourself! I'm working late tonight but can send you on my spreadsheet later if you PM me

tomtombeanie wrote: »

building work rumbles on here, so close to the end but still dragging on. getting thoroughly fed up with it all now, to be honest (ungrateful i know, but just want to get back to "normal").

How close to the end are you now? You should post a wee picture when it's all done so you can beam with pride

****

I really like this "multi-quote" button which seems to have arrive unannounced!

mooomin

Left my lunch on the sodding bus.

Off to M&S now....

Intergalactic_Floozie

flying_fresian wrote: »

Left my lunch on the sodding bus.

Off to M&S now....

*Unwraps fresh cream chocolate eclair from multi-pack and sees if FF can rise to the occasion*

And very well you do to be proud of yourself for having a "!!!!!! I'm redundant" fund! I'm proud of my savings too, although strictly speaking they're not actually savings seeming how they were given to me. Maybe I should call them not-spendings.

tomtombeanie

very close! builders now gone, just waiting for the plumber to sort out an issue with one of the new radiators, then new internal doors for the whole house (13!!!) are coming next tues/weds. then DH can finish the decorating. yes, i think a pic when it's done will be just the thing...

sorry about your misplaced lunch, tho i'm sure your m&s one was lovely...

off to check on my HM mac & cheese, and retrieve the kids from next door but one. xx

pointypenguin

Evening F_F

:T:T you sound as if you have been a super ebayer

Rubbish about lunch, I always wonder what happened to it do they just throw it away? At least you got to go to M&S as that is always yummy.

Hopeful1

Hey Mrs Flying Very Proud Fresian!

Good work on ebay and your savings fund. I'm excited 'cause i've got just over £150! You must feel fab having £500. I'm desperate to make it to the £200 mark. I hoping to do it by next week

I left my lunch at home last week...TWICE..it's so blinkin' annoying isn't it? I wonder if anyone ate yours? :rolleyes: