Flying gleefully into 2009 - One Fresians adventures in debt-busting

Lurker1972

aahhh you work for that one do you??

sorry to be selfish, but those affected are to get behind me & Mrs GG in the job queue!!!

5*shopaholic

thought you worked for them!! lol
i have just been retired from them due to ill health and my other half works for them too (that is how we met!)
times are so scary:eek:
all my ex collegues are always on the phone stressing
it is not good times for most people
lots of hugs for everyone

Intergalactic_Floozie

flying_fresian wrote: »

Many people in my company are being made redundant at the moment (Large bank - in the news a lot yesterday for it, guess who!) and it's scary times indeed.

*extra hugs*

Holy carp! Didn't know you worked for them, really sorry, you must be worried sick. If the worst comes to the worst will you get a pay-off? (I hope it doesn't come to that though but it's good to be prepared)

Lurker1972

just realised my post was really quite rude....wasn't meant to be....am now highly embarrassed & hanging head in shame:o

Hope you won't be affected FF, now more understanding of your references to slush fund/redundancy back up - I only wish I'd had your sense to think ahead when they first mentioned the R-word at our place

mooomin

Hi folks!

5*shopaholic - it is scary times indeed for us in The Bank. We think that some people in our building got notice of redundancy but we're not sure as they are a different department. You could power my flat for a year with the energy the rumour mill is throwing around :rotfl:

My current attitude is, essentially, "sod it". If I'm getting the chop, I'm getting the chop and I will deal with it when I can. I am going to keep plugging away at the debts, so that if the worst happens I have some emergency funds put aside. I get paid in 13 days and currently have the following money available:

£90 in "spends" account (Used for general cr*p I don't really need!)
£10 in the account I send my PADs from (More will be sent there from "spends" soon)
£38.60 in my "Entertainment" account. This has a monthly budget of £50 and always serves to show me that I really need to get out more If it's at the same level at the end of the month I will send it to my credit card as I will be buying Edinburgh Fringe Festival tickets on Friday
£65.49 in my "groceries" account

The full £90 won't get used, most of it will be sent via PAD to my savings account
I would think - at least £50 anyway. I also have some money in my purse, some of which will be used for Ebay postage as I have nine items ending tomorrow. I'm on track to make £19 in total with all my items, but some of the ones ending tomorrow have many watchers, so I'm hopful for better results!

I think the uncertainty at work is going to make me a little more careful with my funds, but I will be buying some Festival tickets on Friday so I have something nice to look forward to. My current savings stand at:

£460 in my "I can't touch it" (Cue MC Hammer music) account which will send my interest rate plummeting if I take money out
£195.36 in my instant access account, which isn't too shabby, especially as I emptied it mid-May to clear Mr Fresian's loan.

I think that I will have less in savings soon, as I am going to buy those tickets and clear the other miscellaneous spending on my credit card (Skunk Anansie tickets + dentistry)

My first lot of Ebay money will be through in the next couple of days and I will PAD that straight away. I am going to withdraw it as soon as I get it once it hits the level for free withdrawals as that way it's out of Paypal and into my grubby PADding paws

Car boot sale plan is still on, more on that soon once the Great Ebay Adventure is done with.

No other news to report, but again a massive post. Well done if you're still awake!

Intergalactic_Floozie

Lurker1972 wrote: »

just realised my post was really quite rude....wasn't meant to be....am now highly embarrassed & hanging head in shame:o

I didn't think you were being rude at all! You need a sense of humour to get you through this x

mooomin

Lurker1972 wrote: »

aahhh you work for that one do you??

sorry to be selfish, but those affected are to get behind me & Mrs GG in the job queue!!!

If I'm behind you and Mrs GG in the queue...I'll be the one pinching your bum

mooomin

Lurker1972 wrote: »

just realised my post was really quite rude....wasn't meant to be....am now highly embarrassed & hanging head in shame:o

Hope you won't be affected FF, now more understanding of your references to slush fund/redundancy back up - I only wish I'd had your sense to think ahead when they first mentioned the R-word at our place

Your post wasn't rude, it made me titter. I was picturing some kind of jobs bun-fight :rotfl:

At the moment, if you don't have a sense of humour in my place you're doomed, so why worry? If the worst happens and I get voluntary redundancy then I should be due about £8000 I think. If it's compulsory then a heck of a lot less. If the option is presented to me then I will have to do a lot of sums and a lot of thinking!

Intergalactic_Floozie

flying_fresian wrote: »

Your post wasn't rude, it made me titter. I was picturing some kind of jobs bun-fight :rotfl:

At the moment, if you don't have a sense of humour in my place you're doomed, so why worry? If the worst happens and I get voluntary redundancy then I should be due about £8000 I think. If it's compulsory then a heck of a lot less. If the option is presented to me then I will have to do a lot of sums and a lot of thinking!

*hurls doughnut at FF*

£8000 *FAINTS*

5*shopaholic

hi ff
you are doing so well
me and the OH were relying on the shares last year (june) to bail us out
but coz of share prices me and all our friends are holding fire
i did the 38ps too, so watching share prices like a hawk lol
the atmos at my old branch is elevtrifying esp as we have a named branch yesterday shutting and it is two doors up from us so we know them all
the takeover should never of happened
i will stop ranting now
i am the youngest person under the age of the age of thirty to be retired due to ill health in our organisation:j i would rather be well but i am so glad i am out of the sh*t and shambles
now i will stop lol