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2009 diary - time to make changes!

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  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Hi

    Payday tomorrow so have just totted up my savings towards my overdraft, £239.45! Am really pleased with this in one month

    I know June will be an expensive month for me but I am determined not to dip back into this. Baby steps plan means I might not pay any more off - but every bit helps :D

    In June I can cancel my gym membership - £28 per month straight to overdraft payment, and hopefully reduce my mobile tarriff - another £10 per month towards it :D

    My other target for June is to get my food shopping under control. Meal planning/big supermarket shop doesn't really work for me - I end up wasting loads but I plan to buy daily essentials only - and no treats! I am supposed to be on a diet after all :rolleyes:

    And am going to try spending only cash, rather than debit card. I have a habit of buying 'extras' so I spend a respectable amount to justify card payment :o
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Quick post - I'm late again :o

    I've lost 5lbs :j:j Really chuffed, things just seem to have fallen into place this week - maybe the small targets, no pressure approach really does work :confused:

    Big night out tonight but will try to stay on track!


    List for the weekend;
    • tidy apartment
    • exercise session
    • sort paperwork
    Have a good weekend :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Hollyberry
    Hollyberry Posts: 837 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    MAHOOSIVE payment to the overdraft! 5lb Less of you! A BIG night OUT!

    congratulationss.gif
    Hope you have a fab time tonight...and we wanna know ALL about it...;)
  • skint_spice
    skint_spice Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OMG, 5lbs! bloomin well done, must pull my finger out now!
    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Ooooh - am suffering today! :o

    Fab night out last night with work colleagues, was really good. Had a couple of moments when I thought 'I'm too old for this' but had a really good time. Haven't been to a club for ages

    Spend was big but no more than expected and have had fruit and diet coke today so no really bad hangover food :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    Wow! 5lbs :j:j:j well done:beer::beer: and brilliant news on the overdraft:j:j:j

    Well done on avoiding hangover food as well:D
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Such a lazy day :o and I'm ready for bed now!

    I have a trip to Wales next weekend for my friend's birthday, so this is the last week of my 4 week 'goddess' plan. Plan for this week;
    • lose 2lbs
    • exercise 3 times
    • gradual tan every day
    • 2 x sunbed sessions
    • home pedicure
    • face pack and hair treatment
    • drink 1.5 litres of water every day
    As I've had such a lazy day today I need to do loads tomorrow, have all sorts of domestic stuff to do. Need to get organised as I have a mad week at work and a couple of social things too :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    edited 31 May 2009 at 12:21PM
    Ok - here goes, list for today! Have loads to do as I've been so lazy the last few days so feel free to nag!
    1. tidy apartment
    2. washing
    3. wrap neice's b'day present and sort card
    4. food shop
    5. get petrol and put air in the tyres
    6. write letter
    7. sort paperwork and update spreadsheet
    8. exercise
    9. pedicure
    10. emails
    aaargh :eek: have scared myself with that list! Will update later :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    No motivation today - having to force myself to do stuff in short bursts!
    1. tidy apartment - Done
    2. washing - 1st load in
    3. wrap neice's b'day present and sort card
    4. food shop
    5. get petrol and put air in the tyres
    6. write letter
    7. sort paperwork and update spreadsheet
    8. exercise
    9. pedicure
    10. emails
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    You forgot to add the one nice thing to do for yourself today :naughty:
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
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