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Radish72 MFW diary

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  • greent
    greent Posts: 10,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Radish72 wrote: »
    I forgot, I have had my letter from the Halifax informing me that my mortgage will increase as from the 1st of May to 3.89%

    I disagree with them ........:D



    :rotfl::rotfl::rotfl:

    Exciting times :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Courgette
    Courgette Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I feel your pain, we were 2 months away from MF :eek::rotfl:
    Updating soon...
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Radish72 wrote: »
    Its official I love the sun, it makes me feel happy :)

    Had a quite productive weekend, mowed the lawns at my house Friday night (hopefully for the last time) then popped it into the boot of the car and took it to BF's house


    Why did I read that at first as you had taken the cut grass to bf's house!?! :D

    Great news on the sale! Bring on the rightmove browsing!! :)
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    CathT wrote: »
    Why did I read that at first as you had taken the cut grass to bf's house!?! :D

    Great news on the sale! Bring on the rightmove browsing!! :)

    :rotfl:It does read like that and with the amount of grass now in the boot of my car it is sort of true

    Just had an email from the solicitors

    "Please provide copy of the 1991 Conveyance"

    No idea what that means
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    All money for the month paid out and there is enough left over to clear the rest of my mortgage making me MF (14 years early) :)

    But as the house sale is progressing nicely, all my part is good to go just waiting on their side for any further questions. It is better to keep the money in my account to pay for house moving bills

    Have booked a storage unit for "house" so with the cost of that each month and the HUGE increase in petrol consumption I'm not going to be that much better off moving in with the BF just happier :)

    Then the house shopping can commence :D and the big mortgage that will come with it :eek:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have a completion date :T

    Friday 13th :eek:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Radish, great news - I will keep everything crossed in the Tilly household to help off set the date. Hope all goes well, Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have moved, I have moved, I have moved :T


    Let the house shopping commence , next weekend as I am pooped
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :j how exciting, and now the house !!!!!! starts :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Sepa74
    Sepa74 Posts: 962 Forumite
    Yippee! That's fabulous news.... can't wait to hear how the househunting goes and how you settle in with the bf.
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
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