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Radish72 MFW diary

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  • Oooooo so close!!!! :)
    what ya gonna do to celebrate (other than eventually buy a bigger house?! ;) )
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have just made the OP of £354 to mortgage (forgot to do it last night :()

    So new total should be around the £1700 mark :j

    Rumour is that I'm getting a pay rise starting in March (everyone not just me :)) so wish they would hurry and send us a letter with the percentage increase, do they not realise I need to know how much extra can go towards the mortgage

    And think I will also be having an overnight trip to Holland so that will be some extra pay, unfortunately the OT will not be paid till April
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Oh my goodness... you're so close to being MF! I'm excited for you!

    Hope it's better than my pay rise, which after tax, NI and student loan amounts to £6 per month!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Still no news on pay rise, guess I'll just wait until I get my pay slip and see if we get a letter then

    But exciting news

    Had a viewing on my house yesterday (cue mad cleaning frenzy Friday night/Saturday morning) and they have made an offer which I have accepted today

    Want to jump around with happiness but then feel sick with the thought of it all falling through again.
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    :j:j:j:j:j:j:j:j:j:j:j
    That is absolutely fab news!!!!!!! I am so pleased for you. Its about time lol Think positive thoughts!!

    Well done on the mortgage balance too, it seems to be all going right for you at last :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yippee :j, that's great :T:T:T:T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi Radish, I thinks this best describes how pleased you must be

    :j:j:j:T:T:T:T:beer::T:T:T:T:j:j:j

    Excellent news Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Sepa74
    Sepa74 Posts: 962 Forumite
    Oh, that is fantastic news! So pleased for you, fingers crossed it all goes smoothly this time!
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    House update

    Buyer had a 2nd viewing Sunday evening

    Surveyor has been today:eek:

    Just have to wait for the report to be written up
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Yay and Oi!

    Yay for accepting an offer and surveyer visit already. And Oi because you shouldn't be focusing on something you can't control (sale falling through).
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
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