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Radish72 MFW diary

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  • rumdiddlyum
    rumdiddlyum Posts: 94 Forumite
    how u doing is it working
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope the viewers come back with an improved offer and your estate agent is on the ball chasing them up.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No improved offer on BF's house, so guess that's it, unless they need to save up some more money before they can up the offer :)

    :mad:Spent what seems like hours trying to find cheaper car insurance with no luck so rang current car insurance and got a whole £25 off next years bill

    Had a weekend at home (the first one in 2 months) but decided to chill out instead of doing lots of housework/gardening. Managed to finally file a huge pile of paperwork, slightly dismayed as there was a free cinema ticket that had expired.

    Accidently fell into McD's yesterday after the cinema, so not great for weigh loss, need to start upping the exercise I think and spent an exciting morning looking at sheds. What an exciting weekend :rotfl:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Dont worry about the accidental McD's Radish ..I have had a couple of "accidental" cakes over the weekend! ...ooops! weigh in day again tomorrow so we shall see what effect this would have! ;)
    Sorry offer hasnt gone up on BFs house , keeping fingers crossed for you both. What did you see at the cinema? :)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 8 September 2023 at 3:56PM
    Dont worry about the accidental McD's Radish ..I have had a couple of "accidental" cakes over the weekend! ..

    And at least you didn't accidentally buy a house as others have done :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 September 2023 at 3:56PM
    Dont worry about the accidental McD's Radish ..I have had a couple of "accidental" cakes over the weekend! ...ooops! weigh in day again tomorrow so we shall see what effect this would have! ;)
    Sorry offer hasnt gone up on BFs house , keeping fingers crossed for you both. What did you see at the cinema? :)

    We went to see the Green Lantern but only in 2D which don't think BF was to happy about
    gallygirl wrote: »
    And at least you didn't accidentally buy a house as others have done :o

    No have only ever accidentally bought a car when taking car for its MOT :rotfl:

    Also gave BF £500 towards holiday so need to give him some more next week when he tells me the amount I owe him
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We're hoping to see the new transformers film this week but 3D tickets are sooo expensive. Think we will go on Wednesday when it's BOGOF!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another week nearly over

    9 weeks to holidays, gave BF another £100 towards cost as he has now paid the full amount, but can't remember the total cost so I still don't no how much more to give him

    Made an OP towards mortgage so now I'm a stroppy 13 year old as its £13989

    Had a "chat" with BF about trying to get a mortgage for our together house so then we would have 3 of the little devils :eek: to pay and need hopefully only an 10% deposit for the new house (which would have to come out of emergency fund and some serious saving up)

    Then either
    rent the other two out,
    rent 1 out keep 1 up for sale
    keep both up for sale

    I have dropped £5K off the price of mine so see if that gets anymore viewings and hopefully an offer

    Car/Cat now has shiny new cam belt and other pieces done, so need to remember I have put this on the credit card plus think I will order a new shed today, then all the stuff can go back in the shed and not be scattered around house as house looks a bit of a mess :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Radish72 wrote: »

    Had a "chat" with BF about trying to get a mortgage for our together house so then we would have 3 of the little devils :eek: to pay and need hopefully only an 10% deposit for the new house (which would have to come out of emergency fund and some serious saving up)

    Then either
    rent the other two out,
    rent 1 out keep 1 up for sale
    keep both up for sale

    Oooohhh, what was outcome of the talk????????
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That we need to make an appointment with the bank to see if they will loan us the money

    But I don't think I could cope with the thought of 3 mortgages as it would be

    1@£14K
    1@£36K
    new one at @£225K :eek: ish if we got the type of house we want

    Guessing they would count the other mortgages as debt
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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